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| Des Moines | | Shopping around is the best way to | | Collusion: An agreement, usually |
| Orange | | save money on your insurance. | | secret, between two or more persons |
| Livonia | | | | to defraud or deprive another or |
| Clinton Township | | People who are trying to quit | | others of their property or rights. |
| Chula Vista | | smoking, for example, might be best | | |
| Williamsport | | suited purchasing a shorter term (and | | Valued: Relating to an agreement by |
| Long Island City | | then replacing it with a longer term | | an insurer to pay a specified amount |
| Owensboro | | policy when they qualify for | | of money to or on behalf of the |
| Chicago | | non-tobacco prices). | | insured upon occurrence of a defined |
| Zanesville | | | | loss. |
| Bradenton | | Make sure you have a new policy in | | |
| Worcester | | place before you cancel your old one | | War Risk Insurance: Insurance |
| Boca Raton | | to avoid a lapse in coverage. This will | | covering damage caused by war. |
| Rochester | | also prevent having to figure out the | | Most often written by Ocean Marine |
| Ann Arbor | | amount of any unused premium that is | | Insurance companies covering |
| Council Bluffs | | due to you from your old insurance | | vessels. |
| Baton Rouge | | company, or having to spar with your | | |
| Valdosta | | agent about exactly when your policy | | Open Rating: A system whereby a |
| Dothan | | was cancelled and how much they | | state allows an insurer to use rates |
| Flushing | | owe you. | | without prior approval. |
