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| Hartford | | At InsWeb, you can compare free | | Brokerage Business: Business |
| Raleigh | | online insurance quotes from many of | | offered to an insurer by a broker. This |
| Toledo | | the nations leading insurance | | is sometimes called excess or |
| Tampa | | companies. | | surplus business. |
| South Bend | | | | |
| Ann Arbor | | The best time to switch policies is | | Examiner: An employee assigned by |
| Frederick | | within one month of receiving your | | the state insurance department to |
| Hampton | | policy renewal from your current | | audit insurers' records. |
| Madison | | insurer. You can typically cancel your | | |
| Hampton | | policy without any fees or penalties if | | Liabilities: Money owed or expected |
| Dothan | | you act within this time period. | | to be owed. Insurance company |
| Tallahassee | | | | financial statements, for instance, |
| Corona | | Shopping around is the best way to | | show assets and liabilities. |
| Rapid City | | save money on your insurance. | | |
| Lakeland | | | | Capital Sum: The maximum lump sum |
| San Antonio | | While some companies raise their | | payable in the event of accidental |
| Springfield | | prices based on your actual age, | | death or dismemberment. |
| Cleveland | | most companies increase the price of | | |
| Jacksonville | | their policies six months before your | | Approved Roof: A term used in |
| Overland Park | | birthday. Its a term called Age | | building construction. It indicates a |
| Norwalk | | Nearest in the industry, and that | | roof made of fire-resistive materials, |
| Norfolk | | half-year price increase could really | | such as tile or asphalt shingles. |
| Bronx | | add up over a 20-year term policy. As | | |
| Henderson | | above, the quicker you purchase your | | Minimum Premium: The smallest |
| Jasper | | policy the better. | | amount of premium for which an |
| Bronx | | | | insurer will issue coverage under a |
| Ventura | | Individuals who have 30-year | | given policy. |
| Jasper | | mortgages might want to consider a | | |
| Springfield | | 30-year term to ensure that the house | | Theory of Probability: The |
| Springfield | | is protected throughout the period of | | mathematical principle upon which |
| Boston | | the loan. | | insurance is based. |
