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| Ogden | | If you have noticed that your auto | | Sole Proprietorship: A business |
| Pensacola | | insurance rates are still increasing | | enterprise owned by one person who |
| Cambridge | | with each renewal, or even have not | | is its manager and employee. |
| Lincoln | | gone down even though you have a | | |
| Tampa | | great driving record, this lower pricing | | Brokerage Department: A department |
| Decatur | | trend makes it more important then | | of an insurer whose purpose is to |
| Springfield | | ever that you shop around for auto | | deal with brokers in the placing of |
| Texarkana | | insurance. | | insurance. |