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| Palm Desert | | We offer quotes for auto insurance, | | Captive Agent: One who sells |
| Vancouver | | life insurance, homeowners | | insurance for only one company as |
| Mansfield | | insurance, health insurance, term life | | opposed to an agent who represents |
| Stamford | | insurance and more. | | several companies. |
| Mobile | | | | |
| Savannah | | Everyone has different needs, and | | Agency Contract (or Agreement): The |
| Melbourne | | not one size fits all when it comes to | | document which establishes the legal |
| Downey | | term life insurance. While it may make | | relationship between an agent and an |
| Evanston | | sense for people in their 30s and 40s | | insurer. |
| Springfield | | to secure a 20-year term length, a | | |
| Newark | | 10-year term might be more | | Not Taken: Policies applied for and |
| Greenville | | appropriate for someone nearing | | issued but rejected by the proposed |
| Grand Junction | | retirement. | | owner and not paid for. |