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| Akron | | Make sure you have a new policy in | | Approved Roof: A term used in |
| Ocala | | place before you cancel your old one | | building construction. It indicates a |
| Torrance | | to avoid a lapse in coverage. This will | | roof made of fire-resistive materials, |
| Escondido | | also prevent having to figure out the | | such as tile or asphalt shingles. |
| Vancouver | | amount of any unused premium that is | | |
| Tuscaloosa | | due to you from your old insurance | | Loss Frequency: The number of times |
| Palm Desert | | company, or having to spar with your | | a loss occurs over a specific period |
| Salem | | agent about exactly when your policy | | of time. |
| Clinton Township | | was cancelled and how much they | | |
| Bayside | | owe you. | | Public Adjuster: An insurance adjuster |
| Huntington Beach | | | | who represents an insured on a fee |
| Bloomington | | If you have noticed that your auto | | basis in claims settlement. Contrast |
| Evansville | | insurance rates are still increasing | | with Independent Adjuster. |
| Irving | | with each renewal, or even have not | | |
| Charlotte | | gone down even though you have a | | Commingling: An illegal practice |
| Memphis | | great driving record, this lower pricing | | which occurs when an agent mixes |
| Ventura | | trend makes it more important then | | personal funds with the insured's or |
| San Diego | | ever that you shop around for auto | | insurer's funds. |
| Thousand Oaks | | insurance. | | |
| Salt Lake City | | | | Amendment: A formal document |
| Ogden | | Individuals who have 30-year | | which corrects or revises an |
| Palm Desert | | mortgages might want to consider a | | insurance master policy. |
| Knoxville | | 30-year term to ensure that the house | | |
| Atlanta | | is protected throughout the period of | | Commercial Lines: This term is used |
| Jackson | | the loan. | | to refer to insurance for businesses, |
| Chesapeake | | | | professionals, and commercial |
| Hickory | | The quickest and easiest way to | | establishments. |
| San Diego | | shop for new insurance is by | | |
| Chandler | | comparing rates at InsWebs online | | Mutualization: The process of |
| Gainesville | | marketplace. If you do it the | | converting a stock insurer to a mutual |
| Jacksonville | | old-fashioned way (by calling or | | insurer, accomplished by having the |
| Walnut Creek | | visiting multiple agents or insurance | | insurer buy stock and retire it. |
| Frederick | | companies) it could take up a huge | | |
| Winter Haven | | chunk of your time, which no one | | Collusion: An agreement, usually |
| Cypress | | wants or needs. By completing | | secret, between two or more persons |
| Vineland | | InsWebs online application, you will | | to defraud or deprive another or |
| Newport Beach | | have rates to compare to your old | | others of their property or rights. |
| Newburgh | | ones within minutes! | | |
