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| Cleveland | | Shopping around is the best way to | | New For Old: Replacing old |
| Oxnard | | save money on your insurance. | | damaged parts or equipment with |
| Athens | | | | new ones rather than repairing them. |
| Santa Monica | | If you decide to cancel your policy | | |
| Norfolk | | (after acquiring new coverage) | | Line of Business: The classification of |
| Rome | | outside of the 30-day period, you may | | business as utilized in the insurance |
| Omaha | | have to pay a fee or penalty. | | industry, e.g., Fire, Allied Lines and |
| Augusta | | However, you may still save money | | Homeowners. |
| Boise | | after paying the fee if your new policy | | |
| Reading | | affords you significant savings. So | | Endorsement: A written or printed form |
| Arlington | | while it is best to wait until your | | attached to the policy which alters |
| Quincy | | receive your renewal notice, you CAN | | provisions of the contract. |
| Fayetteville | | cancel your policy at any time. | | |
| Greensboro | | | | Notice of Cancellation: Written notice |
| Lawrenceville | | Make sure you have a new policy in | | by an insurer of intent to cancel |
| Manchester | | place before you cancel your old one | | insurance, or written notice by an |
| Harrisburg | | to avoid a lapse in coverage. This will | | insured requesting cancellation. |
| Harrisburg | | also prevent having to figure out the | | |
| Charlotte | | amount of any unused premium that is | | Borderline Risk: An insurance |
| Abilene | | due to you from your old insurance | | prospect of doubtful quality from an |
| Evanston | | company, or having to spar with your | | underwriting point of view. |
| Memphis | | agent about exactly when your policy | | |
| Irving | | was cancelled and how much they | | Coding: A method of putting |
| Reno | | owe you. | | information into a numerical form for |
| South Bend | | | | statistical use. Most information on |
| Warwick | | At InsWeb, you can compare free | | policies is coded and then put into |
| Poughkeepsie | | online insurance quotes from many of | | reports. |
| Des Moines | | the nations leading insurance | | |
| Stockton | | companies. | | Premium: The price of insurance |
| Fullerton | | | | protection for a specified risk for a |
| Columbia | | Healthy people have the best | | specified period of time. |
| Downey | | mortality risks and thus are much | | |
| Dayton | | cheaper for companies to insure. This | | Brokerage Business: Business |
| Grand Prairie | | translates into lower rates for the | | offered to an insurer by a broker. This |
| Columbus | | Super Preferred customer than | | is sometimes called excess or |
| Miami | | someone with higher risk factors such | | surplus business. |
| Omaha | | as a heart condition, cancer or | | |
| Columbus | | diabetes. Conversely, if you were | | |
| Sumter | | unhealthy when you acquired your | | |
| Memphis | | policy, and your health has now | | |
| Valdosta | | improved, it might be time to shop for | | |
| Metairie | | a new policy, as your rates are likely | | |
| Chula Vista | | to be lower. | | |
