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| Naples | | Why not take advantage of current | | Approved Roof: A term used in |
| Scottsdale | | low prices? Many auto insurance | | building construction. It indicates a |
| Madison | | consumers are becoming educated | | roof made of fire-resistive materials, |
| Frederick | | on other companies, plans, and rates | | such as tile or asphalt shingles. |
| Miami | | that are available to them; ones that | | |
| Santa Clara | | could afford them significant savings | | Authorized Insurer: An insurer |
| Jacksonville | | on their auto insurance. | | authorized by the state to transact |
| Kansas City | | | | business in that state for specific |
| Erie | | If you decide to cancel your policy | | types of insurance. |
| Cape Coral | | (after acquiring new coverage) | | |
| Tuscaloosa | | outside of the 30-day period, you may | | Theory of Probability: The |
| Fort Lauderdale | | have to pay a fee or penalty. | | mathematical principle upon which |
| Palm Harbor | | However, you may still save money | | insurance is based. |
| Oxnard | | after paying the fee if your new policy | | |
| Madison | | affords you significant savings. So | | Amendment: A formal document |
| Longmont | | while it is best to wait until your | | which corrects or revises an |
| Scranton | | receive your renewal notice, you CAN | | insurance master policy. |
| Littleton | | cancel your policy at any time. | | |
| Palm Desert | | | | Admitted (or Allowed) Assets: Assets |
| Vero Beach | | We offer quotes for auto insurance, | | whose values are permitted by state |
| Springfield | | life insurance, homeowners | | law to be included in the annual |
| Albany | | insurance, health insurance, term life | | statement of the insurer. |
| Midland | | insurance and more. | | |
| Corona | | | | Divided Cover: The placing of |
| Malden | | While some companies raise their | | insurance on a given subject or |
| Pompano Beach | | prices based on your actual age, | | object with more than one insurer. |
| El Paso | | most companies increase the price of | | |
| Gainesville | | their policies six months before your | | War Risk Insurance: Insurance |
| Duluth | | birthday. Its a term called Age | | covering damage caused by war. |
| Garland | | Nearest in the industry, and that | | Most often written by Ocean Marine |
| Eugene | | half-year price increase could really | | Insurance companies covering |
| Thousand Oaks | | add up over a 20-year term policy. As | | vessels. |
| Glendale | | above, the quicker you purchase your | | |
| Lake Charles | | policy the better. | | Captive Agent: One who sells |
| Harrisburg | | | | insurance for only one company as |
| Aurora | | | | opposed to an agent who represents |
| Schenectady | | | | several companies. |
