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| Jersey City | | Make sure you have a new policy in | | Endorsement: A written or printed form |
| Edison | | place before you cancel your old one | | attached to the policy which alters |
| Erie | | to avoid a lapse in coverage. This will | | provisions of the contract. |
| Daytona Beach | | also prevent having to figure out the | | |
| Quincy | | amount of any unused premium that is | | Losses Outstanding: A summary |
| Anderson | | due to you from your old insurance | | statement prepared by Property, Life, |
| Harlingen | | company, or having to spar with your | | and Liability insurers showing claims |
| Houma | | agent about exactly when your policy | | not yet settled. |
| Huntington Beach | | was cancelled and how much they | | |
| Chesapeake | | owe you. | | Commission of Authority: A document |
| Houma | | | | outlining the powers delegated to an |
| Houma | | The best time to switch policies is | | agent by an insurer. |
| Eugene | | within one month of receiving your | | |
| Greenville | | policy renewal from your current | | Lapsed Policy: One which has been |
| Columbia | | insurer. You can typically cancel your | | allowed to expire because of |
| Alpharetta | | policy without any fees or penalties if | | nonpayment of premiums. |
| El Cajon | | you act within this time period. | | |
| Columbus | | | | Valued: Relating to an agreement by |
| Pueblo | | People who are trying to quit | | an insurer to pay a specified amount |
| Asheville | | smoking, for example, might be best | | of money to or on behalf of the |
| Olympia | | suited purchasing a shorter term (and | | insured upon occurrence of a defined |
| Hartford | | then replacing it with a longer term | | loss. |
| Orlando | | policy when they qualify for | | |
| Milwaukee | | non-tobacco prices). | | Building Code: This refers to |
| New Port Richey | | | | municipal or other governmental |
| Hartford | | If you have noticed that your auto | | ordinances regulating the type of |
| Santa Ana | | insurance rates are still increasing | | construction of buildings within its |
| Marietta | | with each renewal, or even have not | | jurisdiction. |
| Portland | | gone down even though you have a | | |
| Cherry Hill | | great driving record, this lower pricing | | Commingling: An illegal practice |
| New Port Richey | | trend makes it more important then | | which occurs when an agent mixes |
| Albany | | ever that you shop around for auto | | personal funds with the insured's or |
| Wichita | | insurance. | | insurer's funds. |
