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| Roanoke | | If you have noticed that your auto | | Brokerage Business: Business |
| Edison | | insurance rates are still increasing | | offered to an insurer by a broker. This |
| Albuquerque | | with each renewal, or even have not | | is sometimes called excess or |
| Jackson | | gone down even though you have a | | surplus business. |
| Texarkana | | great driving record, this lower pricing | | |
| Kingsport | | trend makes it more important then | | Accidental Bodily Injury: An injury |
| Rochester | | ever that you shop around for auto | | sustained accidentally. Only the result |
| Corona | | insurance. | | need be accidental. Contrast with |
| Springfield | | | | Accidental Means. |
| Anchorage | | Life insurance, specifically Term Life, | | |
| Union | | is arguably one of the best values in | | Agent's License: A certificate of |
| Long Island City | | the entire financial services arena. | | authority from the state which permits |
| Savannah | | Where else can you go and get | | the agent to conduct business. |
| Denver | | hundreds of thousands of dollars in | | |
| Wichita | | protection for literally pennies per | | Leasehold: An agreement which |
| Asheville | | day? Rates for Term Life insurance | | gives a person the right to use and |
| Cypress | | remain at all-time lows, and now is the | | occupy property. |
| Frederick | | time to lock in the best prices. | | |
| Virginia Beach | | | | Retrospective Premium: The final |
| Tacoma | | Make sure you have a new policy in | | premium in a retrospective rating |
| Panama City | | place before you cancel your old one | | plan. See Retrospective Rating. |
| Redlands | | to avoid a lapse in coverage. This will | | |
| Myrtle Beach | | also prevent having to figure out the | | We/Us/Our: These words are used to |
| Killeen | | amount of any unused premium that is | | refer to the insurer in many of the |
| El Cajon | | due to you from your old insurance | | modernized/personalized policy |
| Winter Park | | company, or having to spar with your | | forms recently introduced. |
| Rochester | | agent about exactly when your policy | | |
| Houma | | was cancelled and how much they | | Single Limit: Any insurance coverage |
| Lafayette | | owe you. | | which is expressed as a single |
| Stamford | | | | amount of insurance, or a single limit |
| Greeley | | If you decide to cancel your policy | | of liability. Contrast with Split Limit. |
| Greeley | | (after acquiring new coverage) | | |
| Little Rock | | outside of the 30-day period, you may | | Premises: The particular location of |
| Venice | | have to pay a fee or penalty. | | property or a portion thereof as |
| Kansas City | | However, you may still save money | | designated in a policy. |
| Rockford | | after paying the fee if your new policy | | |
| Huntington Beach | | affords you significant savings. So | | |
| Palm Desert | | while it is best to wait until your | | |
| West Chester | | receive your renewal notice, you CAN | | |
| Flint | | cancel your policy at any time. | | |
