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| Alameda | | At InsWeb, you can compare free | | Gain and Loss Exhibit: The portion of |
| Hot Springs | | online insurance quotes from many of | | the convention blank which |
| Buffalo | | the nations leading insurance | | represents an analysis of gains, |
| Fairfax | | companies. | | losses, and surplus during an |
| Venice | | | | accounting period. |
| Huntington | | We offer quotes for auto insurance, | | |
| Spring Hill | | life insurance, homeowners | | Operating Expense: The expense of |
| Scranton | | insurance, health insurance, term life | | an insurer other than commissions |
| Richmond | | insurance and more. | | and taxes. Called " and Insurance |
| Boulder | | | | Expense" in the convention statement |
| Slidell | | Everyone has different needs, and | | blank. |
| Oxnard | | not one size fits all when it comes to | | |
| Allentown | | term life insurance. While it may make | | Admitted (or Allowed) Assets: Assets |
| Santa Clara | | sense for people in their 30s and 40s | | whose values are permitted by state |
| Springfield | | to secure a 20-year term length, a | | law to be included in the annual |
| Topeka | | 10-year term might be more | | statement of the insurer. |
| Cleveland | | appropriate for someone nearing | | |
| Lansing | | retirement. | | Losses Outstanding: A summary |
| Cleveland | | | | statement prepared by Property, Life, |
| Tucson | | If you have noticed that your auto | | and Liability insurers showing claims |
| Evansville | | insurance rates are still increasing | | not yet settled. |
| Aurora | | with each renewal, or even have not | | |
| Frederick | | gone down even though you have a | | Earned Income: The money |
| North Hollywood | | great driving record, this lower pricing | | individuals earn as a result of working |
| Ocala | | trend makes it more important then | | at some job or occupation for which |
| Warren | | ever that you shop around for auto | | they are paid a salary. |
| Duluth | | insurance. | | |
| Bronx | | | | Theory of Probability: The |
| Fort Worth | | People who are trying to quit | | mathematical principle upon which |
| San Jose | | smoking, for example, might be best | | insurance is based. |
| White Plains | | suited purchasing a shorter term (and | | |
| Lafayette | | then replacing it with a longer term | | Equity: The money value of an |
| Las Vegas | | policy when they qualify for | | insurance company that is over and |
| Wilmington | | non-tobacco prices). | | above its liabilities. Liabilities include |
| Erie | | | | almost all of its reserves. |