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| Sioux City | | If you decide to cancel your policy | | Public Adjuster: An insurance adjuster |
| Cape Coral | | (after acquiring new coverage) | | who represents an insured on a fee |
| Newark | | outside of the 30-day period, you may | | basis in claims settlement. Contrast |
| Naperville | | have to pay a fee or penalty. | | with Independent Adjuster. |
| Joliet | | However, you may still save money | | |
| Tempe | | after paying the fee if your new policy | | Line of Business: The classification of |
| Venice | | affords you significant savings. So | | business as utilized in the insurance |
| Duluth | | while it is best to wait until your | | industry, e.g., Fire, Allied Lines and |
| Poughkeepsie | | receive your renewal notice, you CAN | | Homeowners. |
| Bayside | | cancel your policy at any time. | | |
| Cleveland | | | | Loss Adjustment Expense: The cost |
| Chattanooga | | Life insurance, specifically Term Life, | | of adjusting losses, excluding the |
| Ann Arbor | | is arguably one of the best values in | | amount of the loss itself. |
| Mansfield | | the entire financial services arena. | | |
| Raleigh | | Where else can you go and get | | Coding: A method of putting |
| Fayetteville | | hundreds of thousands of dollars in | | information into a numerical form for |
| Tulsa | | protection for literally pennies per | | statistical use. Most information on |
| Lansing | | day? Rates for Term Life insurance | | policies is coded and then put into |
| Jackson | | remain at all-time lows, and now is the | | reports. |
| Wilmington | | time to lock in the best prices. | | |
| Zanesville | | | | Notice To Company: Written notice to |
| Cookeville | | While some companies raise their | | an insurer of the occurrence of an |
| Ocala | | prices based on your actual age, | | event which a claim is to be based. |
| South Bend | | most companies increase the price of | | |
| Nashville | | their policies six months before your | | Accidental Bodily Injury: An injury |
| New Orleans | | birthday. Its a term called Age | | sustained accidentally. Only the result |
| Walnut Creek | | Nearest in the industry, and that | | need be accidental. Contrast with |
| Lake Charles | | half-year price increase could really | | Accidental Means. |
| Kingsport | | add up over a 20-year term policy. As | | |
| Jacksonville | | above, the quicker you purchase your | | Business: In Property, Liability, and |
| Colorado Springs | | policy the better. | | Health lines, it usually refers to the |
| Anderson | | | | volume of premiums. |
| Dayton | | Why not take advantage of current | | |
| Springfield | | low prices? Many auto insurance | | Insurance Policy: The printed form |
| Norfolk | | consumers are becoming educated | | which serves as the contract between |
| Owensboro | | on other companies, plans, and rates | | an insurer and an insured. |
| Chula Vista | | that are available to them; ones that | | |
| Englewood | | could afford them significant savings | | |
| Columbus | | on their auto insurance. | | |
