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| San Antonio | | Individuals who have 30-year | | Lloyd's Broker: A person who has the |
| Birmingham | | mortgages might want to consider a | | authority to negotiate insurance |
| Nashville | | 30-year term to ensure that the house | | contracts with the underwriters on the |
| Lincoln | | is protected throughout the period of | | floor at Lloyd's. |
| Boise | | the loan. | | |
| Minneapolis | | | | Building Code: This refers to |
| Downey | | If you decide to cancel your policy | | municipal or other governmental |
| Bloomington | | (after acquiring new coverage) | | ordinances regulating the type of |
| Denver | | outside of the 30-day period, you may | | construction of buildings within its |
| Hendersonville | | have to pay a fee or penalty. | | jurisdiction. |
| Nashua | | However, you may still save money | | |
| Cookeville | | after paying the fee if your new policy | | Tickler: A reminder system used to |
| Williamsport | | affords you significant savings. So | | call an individual's attention to actions |
| Hemet | | while it is best to wait until your | | that must be taken at a future point in |
| Costa Mesa | | receive your renewal notice, you CAN | | time. |
| Sioux Falls | | cancel your policy at any time. | | |
| Biloxi | | | | Equity: The money value of an |
| Cambridge | | If you have noticed that your auto | | insurance company that is over and |
| Longview | | insurance rates are still increasing | | above its liabilities. Liabilities include |
| Norfolk | | with each renewal, or even have not | | almost all of its reserves. |
| Long Beach | | gone down even though you have a | | |
| Costa Mesa | | great driving record, this lower pricing | | Agent's Qualification Law: Education, |
| Mesa | | trend makes it more important then | | experience, and other requirements |
| Albany | | ever that you shop around for auto | | imposed by the state upon persons |
| Hattiesburg | | insurance. | | desiring to be licensed as agents. |