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| Providence | | The quickest and easiest way to | | Open Rating: A system whereby a |
| Rockford | | shop for new insurance is by | | state allows an insurer to use rates |
| Jersey City | | comparing rates at InsWebs online | | without prior approval. |
| Orange Park | | marketplace. If you do it the | | |
| Lake Charles | | old-fashioned way (by calling or | | Lloyd's Broker: A person who has the |
| Clinton Township | | visiting multiple agents or insurance | | authority to negotiate insurance |
| Palm Harbor | | companies) it could take up a huge | | contracts with the underwriters on the |
| Las Vegas | | chunk of your time, which no one | | floor at Lloyd's. |
| Des Moines | | wants or needs. By completing | | |
| Bethlehem | | InsWebs online application, you will | | Book Value: Refers to the value of |
| Jasper | | have rates to compare to your old | | assets as shown in the official |
| Edison | | ones within minutes! | | accounting records of the company. |