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| Green Bay | | Make sure you have a new policy in | | Tariff Rate: A rate established by a |
| Lancaster | | place before you cancel your old one | | rating organization, which comes from |
| Olympia | | to avoid a lapse in coverage. This will | | the tables, schedules and rules found |
| Oceanside | | also prevent having to figure out the | | in the tariff of rates. |
| Cedar Rapids | | amount of any unused premium that is | | |
| Jersey City | | due to you from your old insurance | | Index Bureau Experience: A measure |
| St. Louis | | company, or having to spar with your | | of losses relating to claims reported |
| Houston | | agent about exactly when your policy | | through a claim office during a |
| Roanoke | | was cancelled and how much they | | 12-month period. |
| Santa Clara | | owe you. | | |
| Plano | | | | Stock Option Plan: Surviving |
| Goldsboro | | If you decide to cancel your policy | | stockholders have the option to |
| St. Louis | | (after acquiring new coverage) | | purchase or not purchase the shares |
| Montgomery | | outside of the 30-day period, you may | | of a deceased stockholder. |
| Trenton | | have to pay a fee or penalty. | | |
| Savannah | | However, you may still save money | | Not Taken: Policies applied for and |
| Dayton | | after paying the fee if your new policy | | issued but rejected by the proposed |
| Newport Beach | | affords you significant savings. So | | owner and not paid for. |
| Union | | while it is best to wait until your | | |
| New Port Richey | | receive your renewal notice, you CAN | | We/Us/Our: These words are used to |
| White Plains | | cancel your policy at any time. | | refer to the insurer in many of the |
| Flushing | | | | modernized/personalized policy |
| Belleville | | While some companies raise their | | forms recently introduced. |
| Harlingen | | prices based on your actual age, | | |
| Milwaukee | | most companies increase the price of | | Authorized Insurer: An insurer |
| Santa Clara | | their policies six months before your | | authorized by the state to transact |
| Gulfport | | birthday. Its a term called Age | | business in that state for specific |
| Grand Junction | | Nearest in the industry, and that | | types of insurance. |
| Charleston | | half-year price increase could really | | |
| Oakland | | add up over a 20-year term policy. As | | Notice To Company: Written notice to |
| Wichita | | above, the quicker you purchase your | | an insurer of the occurrence of an |
| Sumter | | policy the better. | | event which a claim is to be based. |
