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| Franklin | | If you have noticed that your auto | | Standard Industry Code (SIC): This is |
| Warwick | | insurance rates are still increasing | | a coding system which assigns |
| Quincy | | with each renewal, or even have not | | separate codes for different types of |
| Columbia | | gone down even though you have a | | industries. |
| Waco | | great driving record, this lower pricing | | |
| Las Vegas | | trend makes it more important then | | First Party Insurance: Insurance which |
| Bradenton | | ever that you shop around for auto | | applies to coverage for the insured's |
| Louisville | | insurance. | | own property or person. Contrast with |
| Westbury | | | | Third Party Insurance. |
| Council Bluffs | | We offer quotes for auto insurance, | | |
| Anderson | | life insurance, homeowners | | Agency Company: An insurance |
| Huntington Beach | | insurance, health insurance, term life | | company that produces business |
| Dayton | | insurance and more. | | through an agency network. Contrast |
| Asheville | | | | with Direct Writer. |
| Tallahassee | | Make sure you have a new policy in | | |
| Westbury | | place before you cancel your old one | | Nonassignable: A policy that the |
| Omaha | | to avoid a lapse in coverage. This will | | owner cannot assign to a third party. |
| Sterling Heights | | also prevent having to figure out the | | Most policies are nonassignable |
| Fresno | | amount of any unused premium that is | | unless approval is given by the |
| Southfield | | due to you from your old insurance | | insurer. |
| Jersey City | | company, or having to spar with your | | |
| Englewood | | agent about exactly when your policy | | Short-Term Policy: A policy written for |
| Evanston | | was cancelled and how much they | | a period of less time than is normal for |
| El Cajon | | owe you. | | that type of policy. |
