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| Hot Springs | | Why not take advantage of current | | Premises: The particular location of |
| Elkhart | | low prices? Many auto insurance | | property or a portion thereof as |
| Toms River | | consumers are becoming educated | | designated in a policy. |
| Belleville | | on other companies, plans, and rates | | |
| West Chester | | that are available to them; ones that | | Brick Veneer Construction: Refers to |
| Vancouver | | could afford them significant savings | | a building where the outside walls are |
| Amarillo | | on their auto insurance. | | constructed of wood with a facing of a |
| Louisville | | | | single layer of brick. |
| Coral Springs | | The quickest and easiest way to | | |
| Knoxville | | shop for new insurance is by | | Indemnify: To restore the victim of a |
| Anaheim | | comparing rates at InsWebs online | | loss to the same position as before |
| Bradenton | | marketplace. If you do it the | | the loss occurred. |
| Jacksonville | | old-fashioned way (by calling or | | |
| Bellevue | | visiting multiple agents or insurance | | Notice of Cancellation: Written notice |
| Vancouver | | companies) it could take up a huge | | by an insurer of intent to cancel |
| Phoenix | | chunk of your time, which no one | | insurance, or written notice by an |
| Longmont | | wants or needs. By completing | | insured requesting cancellation. |
| Roanoke | | InsWebs online application, you will | | |
| Rochester | | have rates to compare to your old | | Brokerage Business: Business |
| Valdosta | | ones within minutes! | | offered to an insurer by a broker. This |
| Athens | | | | is sometimes called excess or |
| Springfield | | Shopping around is the best way to | | surplus business. |
| Lorain | | save money on your insurance. | | |
| Milwaukee | | | | Tabular Plan: A retrospective rating |
| Chandler | | Healthy people have the best | | plan, which uses tables to furnish the |
| Seattle | | mortality risks and thus are much | | various values for the rating formula. |
| Akron | | cheaper for companies to insure. This | | |
| Johnstown | | translates into lower rates for the | | Inspection: Independent checking on |
| Denver | | Super Preferred customer than | | facts about an applicant, |
| Aurora | | someone with higher risk factors such | | policyholder, or claimant, usually by a |
| Oxnard | | as a heart condition, cancer or | | commercial inspection agency. |
| Toms River | | diabetes. Conversely, if you were | | |
| Slidell | | unhealthy when you acquired your | | Time Limits: The limits of time within |
| Jacksonville | | policy, and your health has now | | which notice of a claim and proof of a |
| Redlands | | improved, it might be time to shop for | | loss must be submitted. |
| Harrisburg | | a new policy, as your rates are likely | | |
| Hickory | | to be lower. | | |
