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| Detroit | | We offer quotes for auto insurance, | | Burning Ratio: The ratio of losses |
| Boulder | | life insurance, homeowners | | suffered to the amount of insurance in |
| Muskegon | | insurance, health insurance, term life | | effect. |
| Fresno | | insurance and more. | | |
| Birmingham | | | | Substandard Risk: A risk not |
| Gainesville | | Shopping around is the best way to | | measuring up to underwriting |
| Springfield | | save money on your insurance. | | standards. It may still be written but |
| Frederick | | | | usually at a surcharged premium. |
| Cherry Hill | | If you decide to cancel your policy | | |
| West Chester | | (after acquiring new coverage) | | Claim Report: A report filed by an |
| Olympia | | outside of the 30-day period, you may | | agent setting forth the facts of a claim. |
| Chicago | | have to pay a fee or penalty. | | Same as Loss Report. |
| Pueblo | | However, you may still save money | | |
| Acworth | | after paying the fee if your new policy | | Deductible: The portion of an insured |
| Austin | | affords you significant savings. So | | loss to be borne by the insured |
| Joliet | | while it is best to wait until your | | before he is entitled to recovery from |
| Arlington | | receive your renewal notice, you CAN | | the insurer. |
| New York | | cancel your policy at any time. | | |
| Palm Desert | | | | Malicious Mischief: Similar to |
| Nashua | | If you have noticed that your auto | | vandalism. Purposely damaging the |
| Daytona Beach | | insurance rates are still increasing | | rights or property of another. |
| Wilmington | | with each renewal, or even have not | | |
| Erie | | gone down even though you have a | | Amendment: A formal document |
| Bayside | | great driving record, this lower pricing | | which corrects or revises an |
| Austin | | trend makes it more important then | | insurance master policy. |
| Sioux Falls | | ever that you shop around for auto | | |
| Baltimore | | insurance. | | Other Insurance: The existence of |
| Englewood | | | | other contracts covering the same |
| Alexandria | | Life insurance, specifically Term Life, | | interest and perils. |
| Pasadena | | is arguably one of the best values in | | |
| Kalamazoo | | the entire financial services arena. | | Dual Life Stock Company: A stock |
| Inglewood | | Where else can you go and get | | Life insurer issuing both participating |
| Jasper | | hundreds of thousands of dollars in | | and nonparticipating policy contracts. |
| Detroit | | protection for literally pennies per | | |
| Jacksonville | | day? Rates for Term Life insurance | | |
| Milwaukee | | remain at all-time lows, and now is the | | |
| Stockton | | time to lock in the best prices. | | |