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| Chula Vista | | The best time to switch policies is | | Provisions: Statements contained in |
| Newburgh | | within one month of receiving your | | an insurance policy which explain the |
| Athens | | policy renewal from your current | | benefits, conditions and other |
| Bellevue | | insurer. You can typically cancel your | | features of the insurance contract. |
| Gulfport | | policy without any fees or penalties if | | |
| Jersey City | | you act within this time period. | | Initial Premium: An amount paid at the |
| Davenport | | | | inception of an insurance contract, |
| Columbia | | While some companies raise their | | usually subject to adjustment at the |
| Lake Charles | | prices based on your actual age, | | end of the policy period. |
| Huntsville | | most companies increase the price of | | |
| Dearborn | | their policies six months before your | | Notice To Company: Written notice to |
| Florence | | birthday. Its a term called Age | | an insurer of the occurrence of an |
| Boca Raton | | Nearest in the industry, and that | | event which a claim is to be based. |
| Johnson City | | half-year price increase could really | | |
| South Bend | | add up over a 20-year term policy. As | | Valued: Relating to an agreement by |
| Arlington | | above, the quicker you purchase your | | an insurer to pay a specified amount |
| Allentown | | policy the better. | | of money to or on behalf of the |
| Portland | | | | insured upon occurrence of a defined |
| Cookeville | | Shopping around is the best way to | | loss. |
| Longwood | | save money on your insurance. | | |
| Orange Park | | | | Admitted (or Allowed) Assets: Assets |
| Irvine | | If you have noticed that your auto | | whose values are permitted by state |
| Newport News | | insurance rates are still increasing | | law to be included in the annual |
| Raleigh | | with each renewal, or even have not | | statement of the insurer. |
| Englewood | | gone down even though you have a | | |
| Albuquerque | | great driving record, this lower pricing | | Tabular Plan: A retrospective rating |
| Zanesville | | trend makes it more important then | | plan, which uses tables to furnish the |
| Franklin | | ever that you shop around for auto | | various values for the rating formula. |
| Warren | | insurance. | | |
| York | | | | Burning Ratio: The ratio of losses |
| Albuquerque | | We offer quotes for auto insurance, | | suffered to the amount of insurance in |
| Lima | | life insurance, homeowners | | effect. |
| Portland | | insurance, health insurance, term life | | |
| Columbus | | insurance and more. | | Claim Expense: The expense of |
| Bakersfield | | | | adjusting a claim, such as |
| Honolulu | | | | investigation and attorneys' fees. It |
| Columbia | | | | does not include the cost of the claim |
| Palm Harbor | | | | itself. |
