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| Alexandria | | Why not take advantage of current | | Absolute Assignment: Assignment by |
| Texarkana | | low prices? Many auto insurance | | a policy owner of all control of and |
| Norfolk | | consumers are becoming educated | | rights in the policy to a third party. |
| Myrtle Beach | | on other companies, plans, and rates | | |
| Southfield | | that are available to them; ones that | | Criticism: A correction suggested by a |
| Trenton | | could afford them significant savings | | rating or auditing bureau to an insurer. |
| Duluth | | on their auto insurance. | | |
| Downey | | | | Commission of Authority: A document |
| Jasper | | While some companies raise their | | outlining the powers delegated to an |
| Downey | | prices based on your actual age, | | agent by an insurer. |
| Gaithersburg | | most companies increase the price of | | |
| Palm Harbor | | their policies six months before your | | Brokerage Department: A department |
| Walnut Creek | | birthday. Its a term called Age | | of an insurer whose purpose is to |
| Harrisburg | | Nearest in the industry, and that | | deal with brokers in the placing of |
| New Port Richey | | half-year price increase could really | | insurance. |
| Ann Arbor | | add up over a 20-year term policy. As | | |
| Delray Beach | | above, the quicker you purchase your | | Appraisal: An evaluation of property |
| Tucson | | policy the better. | | made to ascertain either the |
| Kalamazoo | | | | appropriate amount of insurance to |
| Schaumburg | | The best time to switch policies is | | be written or the amount of loss to be |
| Las Vegas | | within one month of receiving your | | paid. |
| Longwood | | policy renewal from your current | | |
| Eugene | | insurer. You can typically cancel your | | Claim Report: A report filed by an |
| Norwalk | | policy without any fees or penalties if | | agent setting forth the facts of a claim. |
| Sacramento | | you act within this time period. | | Same as Loss Report. |
