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| Salem | | Individuals who have 30-year | | Short-Term Policy: A policy written for |
| Fort Smith | | mortgages might want to consider a | | a period of less time than is normal for |
| Salt Lake City | | 30-year term to ensure that the house | | that type of policy. |
| Vero Beach | | is protected throughout the period of | | |
| Council Bluffs | | the loan. | | Will Ride: Coverage that remains in |
| Johnson City | | | | effect regardless of the geographical |
| Sterling Heights | | While some companies raise their | | location in which a loss occurs. |
| Naperville | | prices based on your actual age, | | |
| Fullerton | | most companies increase the price of | | Accident Year Experience: Measures |
| Irvine | | their policies six months before your | | premiums and losses relating to |
| Fort Wayne | | birthday. Its a term called Age | | accidents which occurred during a |
| Philadelphia | | Nearest in the industry, and that | | 12-month period. |
| Gainesville | | half-year price increase could really | | |
| Peoria | | add up over a 20-year term policy. As | | Lapsed Policy: One which has been |
| Bradenton | | above, the quicker you purchase your | | allowed to expire because of |
| Minneapolis | | policy the better. | | nonpayment of premiums. |
