| | | | |
|
| Englewood | | The quickest and easiest way to | | Lloyd's Broker: A person who has the |
| Panama City | | shop for new insurance is by | | authority to negotiate insurance |
| Morristown | | comparing rates at InsWebs online | | contracts with the underwriters on the |
| Rockville | | marketplace. If you do it the | | floor at Lloyd's. |
| Fort Collins | | old-fashioned way (by calling or | | |
| Aurora | | visiting multiple agents or insurance | | Cut Rate: This term generally applies |
| El Cajon | | companies) it could take up a huge | | to insurance companies who charge |
| Pembroke Pines | | chunk of your time, which no one | | premiums below a normal or average |
| Oxnard | | wants or needs. By completing | | rate. |
| Springfield | | InsWebs online application, you will | | |
| Monroe | | have rates to compare to your old | | Burning Ratio: The ratio of losses |
| Tacoma | | ones within minutes! | | suffered to the amount of insurance in |
| Lake Charles | | | | effect. |
| Detroit | | Why not take advantage of current | | |
| Knoxville | | low prices? Many auto insurance | | Line of Business: The classification of |
| Hickory | | consumers are becoming educated | | business as utilized in the insurance |
| Olympia | | on other companies, plans, and rates | | industry, e.g., Fire, Allied Lines and |
| Evanston | | that are available to them; ones that | | Homeowners. |
| Portland | | could afford them significant savings | | |
| Tacoma | | on their auto insurance. | | Buy-Back" Deductible: A deductible |
| Melbourne | | | | which may be eliminated for an |
| Huntsville | | If you have noticed that your auto | | additional premium in order to |
| Muncie | | insurance rates are still increasing | | provide "first-dollar" coverage. |
| Greensboro | | with each renewal, or even have not | | |
| Rapid City | | gone down even though you have a | | Commingling: An illegal practice |
| Lowell | | great driving record, this lower pricing | | which occurs when an agent mixes |
| Madison | | trend makes it more important then | | personal funds with the insured's or |
| Jasper | | ever that you shop around for auto | | insurer's funds. |
| Huntsville | | insurance. | | |
| Alexandria | | | | Claim Expense: The expense of |
| Springfield | | Individuals who have 30-year | | adjusting a claim, such as |
| Gainesville | | mortgages might want to consider a | | investigation and attorneys' fees. It |
| Evanston | | 30-year term to ensure that the house | | does not include the cost of the claim |
| Franklin | | is protected throughout the period of | | itself. |
| New Orleans | | the loan. | | |
