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| Abilene | | People who are trying to quit | | Monoline Policy: Any insurance |
| Newburgh | | smoking, for example, might be best | | coverage written as a single line |
| Richmond | | suited purchasing a shorter term (and | | policy. Contrast with Multiple Line or |
| Duluth | | then replacing it with a longer term | | Package policy. |
| Yuma | | policy when they qualify for | | |
| Naples | | non-tobacco prices). | | Agent's Qualification Law: Education, |
| Tucson | | | | experience, and other requirements |
| Woodbridge | | We offer quotes for auto insurance, | | imposed by the state upon persons |
| Warwick | | life insurance, homeowners | | desiring to be licensed as agents. |
| Mesquite | | insurance, health insurance, term life | | |
| Newark | | insurance and more. | | Convention Values: Values assigned |
| Winter Park | | | | to insurers' assets in the convention |
| Rockville | | Shopping around is the best way to | | blank. |
| Thousand Oaks | | save money on your insurance. | | |
| Colorado Springs | | | | National Auto Theft Bureau: An |
| Nashua | | Make sure you have a new policy in | | organization engaged in the |
| Cape Coral | | place before you cancel your old one | | prevention and reduction of motor |
| Fairfax | | to avoid a lapse in coverage. This will | | vehicle fire and theft losses. |
| Morristown | | also prevent having to figure out the | | |
| Cypress | | amount of any unused premium that is | | Malinger: To feign a disability for the |
| Phoenix | | due to you from your old insurance | | purpose of continuing to collect |
| Huntsville | | company, or having to spar with your | | benefits longer than actually |
| Decatur | | agent about exactly when your policy | | necessary. |
| Albany | | was cancelled and how much they | | |
| Hemet | | owe you. | | Borderline Risk: An insurance |
| Southfield | | | | prospect of doubtful quality from an |
| Providence | | Everyone has different needs, and | | underwriting point of view. |
| Biloxi | | not one size fits all when it comes to | | |
| Arlington | | term life insurance. While it may make | | Effective Date: The date on which the |
| Corpus Christi | | sense for people in their 30s and 40s | | protection of an insurance policy or |
| Anderson | | to secure a 20-year term length, a | | bond goes into effect. |
| Yonkers | | 10-year term might be more | | |
| Tallahassee | | appropriate for someone nearing | | Gross Line: The total limit accepted |
| Pittsburgh | | retirement. | | by an insurer on an individual risk, |
| Elkhart | | | | including the amount to be reinsured. |
