| | | | |
|
| Denver | | At InsWeb, you can compare free | | Insurance Policy: The printed form |
| Kansas City | | online insurance quotes from many of | | which serves as the contract between |
| Jacksonville | | the nations leading insurance | | an insurer and an insured. |
| Lake Worth | | companies. | | |
| Overland Park | | | | Substandard Risk: A risk not |
| Gulfport | | If you decide to cancel your policy | | measuring up to underwriting |
| Jackson | | (after acquiring new coverage) | | standards. It may still be written but |
| Cleveland | | outside of the 30-day period, you may | | usually at a surcharged premium. |
| Philadelphia | | have to pay a fee or penalty. | | |
| Scranton | | However, you may still save money | | Insolvent Insurer: An insurer which is |
| Anderson | | after paying the fee if your new policy | | unable to meet its financial |
| Jersey City | | affords you significant savings. So | | obligations. |
| Greeley | | while it is best to wait until your | | |
| Venice | | receive your renewal notice, you CAN | | National Auto Theft Bureau: An |
| Fall River | | cancel your policy at any time. | | organization engaged in the |
| Edison | | | | prevention and reduction of motor |
| Chesapeake | | If you have noticed that your auto | | vehicle fire and theft losses. |
| Fort Collins | | insurance rates are still increasing | | |
| Milwaukee | | with each renewal, or even have not | | Gross Premium: The net premium |
| Eugene | | gone down even though you have a | | plus operating expenses, |
| Palm Harbor | | great driving record, this lower pricing | | commissions and other expenses. |
| South Bend | | trend makes it more important then | | |
| Longwood | | ever that you shop around for auto | | Claim Report: A report filed by an |
| Stockton | | insurance. | | agent setting forth the facts of a claim. |
| Tulsa | | | | Same as Loss Report. |
| Memphis | | Individuals who have 30-year | | |
| Schaumburg | | mortgages might want to consider a | | Burning Ratio: The ratio of losses |
| Biloxi | | 30-year term to ensure that the house | | suffered to the amount of insurance in |
| Franklin | | is protected throughout the period of | | effect. |
| St. Joseph | | the loan. | | |
| Clearwater | | | | Criticism: A correction suggested by a |
| Newark | | Life insurance, specifically Term Life, | | rating or auditing bureau to an insurer. |
| Madison | | is arguably one of the best values in | | |
| Troy | | the entire financial services arena. | | Accidental Bodily Injury: An injury |
| Knoxville | | Where else can you go and get | | sustained accidentally. Only the result |
| Bronx | | hundreds of thousands of dollars in | | need be accidental. Contrast with |
| Gaithersburg | | protection for literally pennies per | | Accidental Means. |
| Spokane | | day? Rates for Term Life insurance | | |
| Virginia Beach | | remain at all-time lows, and now is the | | |
| Naples | | time to lock in the best prices. | | |