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| Columbus | | People who are trying to quit | | Insurance Examiner: The |
| Winter Park | | smoking, for example, might be best | | representative of a state insurance |
| Asheville | | suited purchasing a shorter term (and | | department assigned to participate in |
| Rockford | | then replacing it with a longer term | | the official audit and examination of |
| Inglewood | | policy when they qualify for | | an insurer. |
| Orange Park | | non-tobacco prices). | | |
| Hendersonville | | | | Sherman Antitrust Act: An antitrust law |
| Decatur | | Make sure you have a new policy in | | from which insurance is exempted to |
| Fall River | | place before you cancel your old one | | the extent that it is regulated by state |
| Los Angeles | | to avoid a lapse in coverage. This will | | law. |
| Naples | | also prevent having to figure out the | | |
| Stockton | | amount of any unused premium that is | | Fiduciary: A person holding the funds |
| Portland | | due to you from your old insurance | | or property of another in a position of |
| Boca Raton | | company, or having to spar with your | | trust. An example would be the |
| Denton | | agent about exactly when your policy | | executor of an estate. |
| Williamsburg | | was cancelled and how much they | | |
| Stuart | | owe you. | | Leasehold: An agreement which |
| Newport News | | | | gives a person the right to use and |
| Lakewood | | If you have noticed that your auto | | occupy property. |
| Edison | | insurance rates are still increasing | | |
| Lafayette | | with each renewal, or even have not | | Deductible: The portion of an insured |
| Spring Hill | | gone down even though you have a | | loss to be borne by the insured |
| Westbury | | great driving record, this lower pricing | | before he is entitled to recovery from |
| Ocala | | trend makes it more important then | | the insurer. |
| Belleville | | ever that you shop around for auto | | |
| Baton Rouge | | insurance. | | Valued: Relating to an agreement by |
| Cranston | | | | an insurer to pay a specified amount |
| Dearborn | | Everyone has different needs, and | | of money to or on behalf of the |
| Canton | | not one size fits all when it comes to | | insured upon occurrence of a defined |
| High Point | | term life insurance. While it may make | | loss. |
| Madison | | sense for people in their 30s and 40s | | |
| Denton | | to secure a 20-year term length, a | | Loss Frequency: The number of times |
| Dothan | | 10-year term might be more | | a loss occurs over a specific period |
| Edmond | | appropriate for someone nearing | | of time. |
| Providence | | retirement. | | |