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| Lakeland | | While some companies raise their | | Gain and Loss Exhibit: The portion of |
| Costa Mesa | | prices based on your actual age, | | the convention blank which |
| Elkhart | | most companies increase the price of | | represents an analysis of gains, |
| Fayetteville | | their policies six months before your | | losses, and surplus during an |
| Oklahoma City | | birthday. Its a term called Age | | accounting period. |
| Worcester | | Nearest in the industry, and that | | |
| St. Paul | | half-year price increase could really | | Index Bureau Experience: A measure |
| Cookeville | | add up over a 20-year term policy. As | | of losses relating to claims reported |
| Norfolk | | above, the quicker you purchase your | | through a claim office during a |
| Long Island City | | policy the better. | | 12-month period. |