| | | | |
|
| Spartanburg | | Shopping around is the best way to | | Dual Life Stock Company: A stock |
| Fort Wayne | | save money on your insurance. | | Life insurer issuing both participating |
| Tempe | | | | and nonparticipating policy contracts. |
| Worcester | | At InsWeb, you can compare free | | |
| Scranton | | online insurance quotes from many of | | Nonassignable: A policy that the |
| Toledo | | the nations leading insurance | | owner cannot assign to a third party. |
| Mansfield | | companies. | | Most policies are nonassignable |
| Topeka | | | | unless approval is given by the |
| Tallahassee | | The quickest and easiest way to | | insurer. |
| Fremont | | shop for new insurance is by | | |
| Madison | | comparing rates at InsWebs online | | Net Loss: The amount of loss |
| Bayside | | marketplace. If you do it the | | sustained by an insurer after giving |
| Killeen | | old-fashioned way (by calling or | | effect to all applicable reinsurance, |
| Winter Park | | visiting multiple agents or insurance | | salvage, and subrogation recoveries. |
| Edison | | companies) it could take up a huge | | |
| Aurora | | chunk of your time, which no one | | Overlapping Insurance: Coverage |
| Jersey City | | wants or needs. By completing | | from two or more policies or insurers |
| Flushing | | InsWebs online application, you will | | which duplicates coverage of certain |
| Lake Worth | | have rates to compare to your old | | risks. |
| Evansville | | ones within minutes! | | |
| Longview | | | | Brokerage Department: A department |
| Bayside | | Everyone has different needs, and | | of an insurer whose purpose is to |
| Winter Park | | not one size fits all when it comes to | | deal with brokers in the placing of |
| Franklin | | term life insurance. While it may make | | insurance. |
| Irving | | sense for people in their 30s and 40s | | |
| Raleigh | | to secure a 20-year term length, a | | Valued: Relating to an agreement by |
| Woodbridge | | 10-year term might be more | | an insurer to pay a specified amount |
| Yuma | | appropriate for someone nearing | | of money to or on behalf of the |
| Panama City | | retirement. | | insured upon occurrence of a defined |
| Santa Ana | | | | loss. |
| Scranton | | Individuals who have 30-year | | |
| Gaithersburg | | mortgages might want to consider a | | Cut Rate: This term generally applies |
| Topeka | | 30-year term to ensure that the house | | to insurance companies who charge |
| Palm Desert | | is protected throughout the period of | | premiums below a normal or average |
| Houma | | the loan. | | rate. |
