| | | | |
|
| Nashville | | If you have noticed that your auto | | Sherman Antitrust Act: An antitrust law |
| Denver | | insurance rates are still increasing | | from which insurance is exempted to |
| Joliet | | with each renewal, or even have not | | the extent that it is regulated by state |
| Rapid City | | gone down even though you have a | | law. |
| Grand Junction | | great driving record, this lower pricing | | |
| Austin | | trend makes it more important then | | Claim: A demand made by the |
| Springfield | | ever that you shop around for auto | | insured, or the insured's beneficiary, |
| Peoria | | insurance. | | for payment of the benefits provided |
| Redlands | | | | by the contract. |
| Amarillo | | Why not take advantage of current | | |
| Florissant | | low prices? Many auto insurance | | Premium Receipt: The receipt given |
| Oceanside | | consumers are becoming educated | | a policy owner for the payment of a |
| Philadelphia | | on other companies, plans, and rates | | premium. |
| Sumter | | that are available to them; ones that | | |
| Stockton | | could afford them significant savings | | Valuation Clause: A clause stating the |
| Escondido | | on their auto insurance. | | value of items for insurance |
| Franklin | | | | purposes, making it a valued policy. |
| Wichita Falls | | While some companies raise their | | |
| Fort Lauderdale | | prices based on your actual age, | | Preferred Risk: Any risk considered |
| Bloomington | | most companies increase the price of | | to be better than the standard risk on |
| Elkhart | | their policies six months before your | | which the premium rate was |
| Lake Worth | | birthday. Its a term called Age | | calculated. |
| Modesto | | Nearest in the industry, and that | | |
| Carlsbad | | half-year price increase could really | | Provisional Rate: Tentative rates, |
| Downey | | add up over a 20-year term policy. As | | premiums or commissions that are |
| Spokane | | above, the quicker you purchase your | | subject to subsequent adjustment. |
| Hemet | | policy the better. | | See Commission and Premium. |