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| Boca Raton | | The quickest and easiest way to | | Substandard Risk: A risk not |
| Athens | | shop for new insurance is by | | measuring up to underwriting |
| Henderson | | comparing rates at InsWebs online | | standards. It may still be written but |
| Englewood | | marketplace. If you do it the | | usually at a surcharged premium. |
| Torrance | | old-fashioned way (by calling or | | |
| Johnstown | | visiting multiple agents or insurance | | Interline Endorsement: Commercial |
| Decatur | | companies) it could take up a huge | | endorsements that apply, or could |
| Chicago | | chunk of your time, which no one | | apply, to more than one coverage |
| Cranston | | wants or needs. By completing | | part of a package policy. |
| Bronx | | InsWebs online application, you will | | |
| Jacksonville | | have rates to compare to your old | | Commercial Lines: This term is used |
| Toms River | | ones within minutes! | | to refer to insurance for businesses, |
| Biloxi | | | | professionals, and commercial |
| Boulder | | Make sure you have a new policy in | | establishments. |
| Clinton Township | | place before you cancel your old one | | |
| Independence | | to avoid a lapse in coverage. This will | | Retrospective Premium: The final |
| Venice | | also prevent having to figure out the | | premium in a retrospective rating |
| Rockville | | amount of any unused premium that is | | plan. See Retrospective Rating. |
| Portland | | due to you from your old insurance | | |
| Santa Barbara | | company, or having to spar with your | | Sole Proprietorship: A business |
| Jackson | | agent about exactly when your policy | | enterprise owned by one person who |
| Hampton | | was cancelled and how much they | | is its manager and employee. |
| Fort Worth | | owe you. | | |
| Biloxi | | | | Cut Rate: This term generally applies |
| Dallas | | If you have noticed that your auto | | to insurance companies who charge |
| San Francisco | | insurance rates are still increasing | | premiums below a normal or average |
| Daytona Beach | | with each renewal, or even have not | | rate. |
| Reading | | gone down even though you have a | | |
| Spartanburg | | great driving record, this lower pricing | | Losses Outstanding: A summary |
| St. Paul | | trend makes it more important then | | statement prepared by Property, Life, |
| Edison | | ever that you shop around for auto | | and Liability insurers showing claims |
| Reading | | insurance. | | not yet settled. |
