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| Littleton | | Make sure you have a new policy in | | Business: In Property, Liability, and |
| Huntington Beach | | place before you cancel your old one | | Health lines, it usually refers to the |
| Longmont | | to avoid a lapse in coverage. This will | | volume of premiums. |
| Boston | | also prevent having to figure out the | | |
| Coral Springs | | amount of any unused premium that is | | Interline Endorsement: Commercial |
| Springfield | | due to you from your old insurance | | endorsements that apply, or could |
| Lima | | company, or having to spar with your | | apply, to more than one coverage |
| Albany | | agent about exactly when your policy | | part of a package policy. |
| Athens | | was cancelled and how much they | | |
| Topeka | | owe you. | | You/Your: These words are used to |
| Walnut Creek | | | | refer to the named insured in many of |
| Bellevue | | The best time to switch policies is | | the modernized/personalized policy |
| Texarkana | | within one month of receiving your | | forms. |
| Santa Ana | | policy renewal from your current | | |
| Montgomery | | insurer. You can typically cancel your | | Deductible: The portion of an insured |
| Vineland | | policy without any fees or penalties if | | loss to be borne by the insured |
| Savannah | | you act within this time period. | | before he is entitled to recovery from |
| Norwalk | | | | the insurer. |
| Evanston | | At InsWeb, you can compare free | | |
| Detroit | | online insurance quotes from many of | | Operating Expense: The expense of |
| Woodbridge | | the nations leading insurance | | an insurer other than commissions |
| Seattle | | companies. | | and taxes. Called " and Insurance |
| Nashville | | | | Expense" in the convention statement |
| Fort Smith | | Individuals who have 30-year | | blank. |
| South Bend | | mortgages might want to consider a | | |
| Racine | | 30-year term to ensure that the house | | Policy Anniversary: The anniversary |
| Rockville | | is protected throughout the period of | | of the date of issue of a policy as |
| El Cajon | | the loan. | | shown in the policy declarations. |
