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| Union | | At InsWeb, you can compare free | | Retail Credit Company: The former |
| Flint | | online insurance quotes from many of | | name of Equifax, a credit reporting |
| Fremont | | the nations leading insurance | | organization. See Equifax. |
| Savannah | | companies. | | |
| Chesapeake | | | | Open Rating: A system whereby a |
| Mesquite | | Everyone has different needs, and | | state allows an insurer to use rates |
| Chicago | | not one size fits all when it comes to | | without prior approval. |
| Downey | | term life insurance. While it may make | | |
| Sacramento | | sense for people in their 30s and 40s | | Retrospective Premium: The final |
| Union | | to secure a 20-year term length, a | | premium in a retrospective rating |
| Kingsport | | 10-year term might be more | | plan. See Retrospective Rating. |
| Tyler | | appropriate for someone nearing | | |
| Boston | | retirement. | | Interstate Carrier: A transportation |
| Spring Hill | | | | company which does business |
| Irvine | | We offer quotes for auto insurance, | | across state lines. |
| Stockbridge | | life insurance, homeowners | | |
| Chula Vista | | insurance, health insurance, term life | | Leasehold: An agreement which |
| Springfield | | insurance and more. | | gives a person the right to use and |
| Shreveport | | | | occupy property. |
| Stuart | | People who are trying to quit | | |
| Silver Spring | | smoking, for example, might be best | | Insurance Policy: The printed form |
| Goldsboro | | suited purchasing a shorter term (and | | which serves as the contract between |
| Grand Junction | | then replacing it with a longer term | | an insurer and an insured. |
| Valdosta | | policy when they qualify for | | |
| Florence | | non-tobacco prices). | | Policywriting Agent: An agent who has |
| Brooklyn | | | | the authority to prepare and effect an |
| Carlsbad | | The quickest and easiest way to | | insurer's policy. |
| Las Cruces | | shop for new insurance is by | | |
| Arlington | | comparing rates at InsWebs online | | Substandard Risk: A risk not |
| Newport News | | marketplace. If you do it the | | measuring up to underwriting |
| Silver Spring | | old-fashioned way (by calling or | | standards. It may still be written but |
| Waterloo | | visiting multiple agents or insurance | | usually at a surcharged premium. |
| Overland Park | | companies) it could take up a huge | | |
| Coral Springs | | chunk of your time, which no one | | Premium Receipt: The receipt given |
| Grand Rapids | | wants or needs. By completing | | a policy owner for the payment of a |
| Lorain | | InsWebs online application, you will | | premium. |
| Palm Desert | | have rates to compare to your old | | |
| Salt Lake City | | ones within minutes! | | |
