| | | | |
|
| Fort Worth | | Life insurance, specifically Term Life, | | Short-Term Policy: A policy written for |
| Minneapolis | | is arguably one of the best values in | | a period of less time than is normal for |
| Pensacola | | the entire financial services arena. | | that type of policy. |
| Waco | | Where else can you go and get | | |
| Thousand Oaks | | hundreds of thousands of dollars in | | Valuation Clause: A clause stating the |
| Bayside | | protection for literally pennies per | | value of items for insurance |
| Hot Springs | | day? Rates for Term Life insurance | | purposes, making it a valued policy. |
| Hampton | | remain at all-time lows, and now is the | | |
| Billings | | time to lock in the best prices. | | Overlapping Insurance: Coverage |
| Fort Lauderdale | | | | from two or more policies or insurers |
| Sumter | | The best time to switch policies is | | which duplicates coverage of certain |
| Fayetteville | | within one month of receiving your | | risks. |
| Thousand Oaks | | policy renewal from your current | | |
| Wichita | | insurer. You can typically cancel your | | Authorized Insurer: An insurer |
| Denver | | policy without any fees or penalties if | | authorized by the state to transact |
| Cookeville | | you act within this time period. | | business in that state for specific |
| Greensboro | | | | types of insurance. |
| Livonia | | At InsWeb, you can compare free | | |
| Acworth | | online insurance quotes from many of | | Fictitious Groups: Groups formed |
| Lafayette | | the nations leading insurance | | primarily for the purpose of buying |
| Virginia Beach | | companies. | | insurance. Under the law such groups |
| Chattanooga | | | | may not be underwritten. |
| Florissant | | If you decide to cancel your policy | | |
| Portland | | (after acquiring new coverage) | | Net Interest Earned: The average |
| Pittsburgh | | outside of the 30-day period, you may | | interest earned by an insurer on its |
| Springfield | | have to pay a fee or penalty. | | investments after investment expense |
| Goldsboro | | However, you may still save money | | but before federal income taxes. |
| Fort Collins | | after paying the fee if your new policy | | |
| Fredericksburg | | affords you significant savings. So | | Insurance Examiner: The |
| Corpus Christi | | while it is best to wait until your | | representative of a state insurance |
| Ventura | | receive your renewal notice, you CAN | | department assigned to participate in |
| Huntington Beach | | cancel your policy at any time. | | the official audit and examination of |
| Hollywood | | | | an insurer. |
| Corona | | Individuals who have 30-year | | |
| Norwalk | | mortgages might want to consider a | | |
| Newport News | | 30-year term to ensure that the house | | |
| Stockbridge | | is protected throughout the period of | | |
| Independence | | the loan. | | |
