| | | | |
|
| Bellevue | | Shopping around is the best way to | | Claim Expense: The expense of |
| White Plains | | save money on your insurance. | | adjusting a claim, such as |
| North Hollywood | | | | investigation and attorneys' fees. It |
| Roanoke | | If you have noticed that your auto | | does not include the cost of the claim |
| New York | | insurance rates are still increasing | | itself. |
| Macon | | with each renewal, or even have not | | |
| Fayetteville | | gone down even though you have a | | Effective Date: The date on which the |
| Fredericksburg | | great driving record, this lower pricing | | protection of an insurance policy or |
| Ventura | | trend makes it more important then | | bond goes into effect. |
| Zanesville | | ever that you shop around for auto | | |
| Duluth | | insurance. | | Burning Ratio: The ratio of losses |
| Tyler | | | | suffered to the amount of insurance in |
| Gainesville | | Healthy people have the best | | effect. |
| Sunnyvale | | mortality risks and thus are much | | |
| Lorain | | cheaper for companies to insure. This | | Coding: A method of putting |
| Columbia | | translates into lower rates for the | | information into a numerical form for |
| Metairie | | Super Preferred customer than | | statistical use. Most information on |
| Cambridge | | someone with higher risk factors such | | policies is coded and then put into |
| Newburgh | | as a heart condition, cancer or | | reports. |
| Westbury | | diabetes. Conversely, if you were | | |
| Turlock | | unhealthy when you acquired your | | Commercial Lines: This term is used |
| New Orleans | | policy, and your health has now | | to refer to insurance for businesses, |
| Tyler | | improved, it might be time to shop for | | professionals, and commercial |
| Chesapeake | | a new policy, as your rates are likely | | establishments. |
| Orlando | | to be lower. | | |
| Hot Springs | | | | Indemnify: To restore the victim of a |
| Jackson | | The best time to switch policies is | | loss to the same position as before |
| Dearborn | | within one month of receiving your | | the loss occurred. |
| Riverside | | policy renewal from your current | | |
| San Jose | | insurer. You can typically cancel your | | American Risk and Insurance |
| Montgomery | | policy without any fees or penalties if | | Association: An association of |
| Overland Park | | you act within this time period. | | insurance educators and others |
| Dearborn | | | | interested in insurance study and |
| Zanesville | | Why not take advantage of current | | research. |
| Lowell | | low prices? Many auto insurance | | |
| Ogden | | consumers are becoming educated | | |
| Conroe | | on other companies, plans, and rates | | |
| Jackson | | that are available to them; ones that | | |
| Warwick | | could afford them significant savings | | |
| Torrance | | on their auto insurance. | | |
