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| Panama City | | We offer quotes for auto insurance, | | Commission of Authority: A document |
| Costa Mesa | | life insurance, homeowners | | outlining the powers delegated to an |
| Woodbridge | | insurance, health insurance, term life | | agent by an insurer. |
| South Bend | | insurance and more. | | |
| Bloomington | | | | Criticism: A correction suggested by a |
| Johnson City | | The quickest and easiest way to | | rating or auditing bureau to an insurer. |
| Modesto | | shop for new insurance is by | | |
| Rapid City | | comparing rates at InsWebs online | | Minimum Premium: The smallest |
| Arlington | | marketplace. If you do it the | | amount of premium for which an |
| Denton | | old-fashioned way (by calling or | | insurer will issue coverage under a |
| Thousand Oaks | | visiting multiple agents or insurance | | given policy. |
| Gainesville | | companies) it could take up a huge | | |
| Miami | | chunk of your time, which no one | | Open Rating: A system whereby a |
| Stockton | | wants or needs. By completing | | state allows an insurer to use rates |
| Chesapeake | | InsWebs online application, you will | | without prior approval. |
| Escondido | | have rates to compare to your old | | |
| Nashville | | ones within minutes! | | Malicious Mischief: Similar to |
| Santa Monica | | | | vandalism. Purposely damaging the |
| Cape Coral | | The best time to switch policies is | | rights or property of another. |
| Denver | | within one month of receiving your | | |
| High Point | | policy renewal from your current | | Time Limits: The limits of time within |
| Evansville | | insurer. You can typically cancel your | | which notice of a claim and proof of a |
| Toms River | | policy without any fees or penalties if | | loss must be submitted. |
| Columbus | | you act within this time period. | | |
| Santa Monica | | | | Broker-Agent: One acting as an agent |
| Englewood | | Why not take advantage of current | | of one or more insurers and as a |
| Las Cruces | | low prices? Many auto insurance | | broker in dealing with one or more |
| Longwood | | consumers are becoming educated | | other insurers. |
| Plano | | on other companies, plans, and rates | | |
| Dallas | | that are available to them; ones that | | Notice To Company: Written notice to |
| Spring Hill | | could afford them significant savings | | an insurer of the occurrence of an |
| Providence | | on their auto insurance. | | event which a claim is to be based. |
