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| Vero Beach | | If you decide to cancel your policy | | Theory of Probability: The |
| Santa Rosa | | (after acquiring new coverage) | | mathematical principle upon which |
| Muskegon | | outside of the 30-day period, you may | | insurance is based. |
| Englewood | | have to pay a fee or penalty. | | |
| Colorado Springs | | However, you may still save money | | Loss Frequency: The number of times |
| Amarillo | | after paying the fee if your new policy | | a loss occurs over a specific period |
| Council Bluffs | | affords you significant savings. So | | of time. |
| Harlingen | | while it is best to wait until your | | |
| Inglewood | | receive your renewal notice, you CAN | | Exclusion: A contractual provision that |
| Schaumburg | | cancel your policy at any time. | | denies coverage for certain perils, |
| South Bend | | | | persons, property, or locations. |
| Rockford | | Life insurance, specifically Term Life, | | |
| Odessa | | is arguably one of the best values in | | Adjustment Bureau: A firm organized |
| Hollywood | | the entire financial services arena. | | to provide adjustment services to |
| Eugene | | Where else can you go and get | | insurers not wishing to create their |
| Hartford | | hundreds of thousands of dollars in | | own claims division. |
| Hendersonville | | protection for literally pennies per | | |
| Salt Lake City | | day? Rates for Term Life insurance | | Independent Agent: An agent |
| West Palm Beach | | remain at all-time lows, and now is the | | operating as an independent |
| Lancaster | | time to lock in the best prices. | | contractor under the independent |
| Ocala | | | | agency system. |
| Corona | | Shopping around is the best way to | | |
| Jackson | | save money on your insurance. | | Earned Income: The money |
| White Plains | | | | individuals earn as a result of working |
| Jacksonville | | If you have noticed that your auto | | at some job or occupation for which |
| Whittier | | insurance rates are still increasing | | they are paid a salary. |
| Columbia | | with each renewal, or even have not | | |
| Woodbridge | | gone down even though you have a | | Interstate Carrier: A transportation |
| Winter Haven | | great driving record, this lower pricing | | company which does business |
| Muskegon | | trend makes it more important then | | across state lines. |
| Honolulu | | ever that you shop around for auto | | |
| Grand Rapids | | insurance. | | Countersignature: The signature of a |
| Poughkeepsie | | | | licensed agent or representative on a |
| Glendale | | People who are trying to quit | | policy. |
| Bloomington | | smoking, for example, might be best | | |
| Akron | | suited purchasing a shorter term (and | | |
| Clearwater | | then replacing it with a longer term | | |
| Springfield | | policy when they qualify for | | |
| Kalamazoo | | non-tobacco prices). | | |
