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| Colorado Springs | | If you have noticed that your auto | | Substandard Risk: A risk not |
| Escondido | | insurance rates are still increasing | | measuring up to underwriting |
| Monroe | | with each renewal, or even have not | | standards. It may still be written but |
| Evansville | | gone down even though you have a | | usually at a surcharged premium. |
| Portland | | great driving record, this lower pricing | | |
| Waco | | trend makes it more important then | | Nonadmitted Insurer: An insurer not |
| York | | ever that you shop around for auto | | licensed to do business in the |
| Springfield | | insurance. | | jurisdiction in question. Same as |
| Anderson | | | | Unauthorized Insurer and Unlicensed |
| Marietta | | Why not take advantage of current | | Insurer. |
| Lake Worth | | low prices? Many auto insurance | | |
| Mesa | | consumers are becoming educated | | Sherman Antitrust Act: An antitrust law |
| Mansfield | | on other companies, plans, and rates | | from which insurance is exempted to |
| West Palm Beach | | that are available to them; ones that | | the extent that it is regulated by state |
| High Point | | could afford them significant savings | | law. |
| Chattanooga | | on their auto insurance. | | |
| Las Vegas | | | | Absolute Assignment: Assignment by |
| Gaithersburg | | The quickest and easiest way to | | a policy owner of all control of and |
| Arlington | | shop for new insurance is by | | rights in the policy to a third party. |
| Fort Myers | | comparing rates at InsWebs online | | |
| Nashville | | marketplace. If you do it the | | Admitted (or Allowed) Assets: Assets |
| Irvine | | old-fashioned way (by calling or | | whose values are permitted by state |
| Evanston | | visiting multiple agents or insurance | | law to be included in the annual |
| South Bend | | companies) it could take up a huge | | statement of the insurer. |
| Durham | | chunk of your time, which no one | | |
| Alameda | | wants or needs. By completing | | Level Commission System: A system |
| Evansville | | InsWebs online application, you will | | of commissions in which the first year |
| Garland | | have rates to compare to your old | | and all renewal commissions are the |
| Springfield | | ones within minutes! | | same percentage of the premium. |
