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| Metairie | | If you have noticed that your auto | | Cash Flow Underwriting: The use of |
| Manchester | | insurance rates are still increasing | | rating and premium collection |
| Springfield | | with each renewal, or even have not | | techniques by insurance companies |
| Edison | | gone down even though you have a | | to maximize interest earnings on |
| Staten Island | | great driving record, this lower pricing | | premiums. |
| Pompano Beach | | trend makes it more important then | | |
| Corpus Christi | | ever that you shop around for auto | | Countersignature: The signature of a |
| Milwaukee | | insurance. | | licensed agent or representative on a |
| Olympia | | | | policy. |
| Florence | | Shopping around is the best way to | | |
| Asheville | | save money on your insurance. | | New For Old: Replacing old |
| Yonkers | | | | damaged parts or equipment with |
| Miami | | Life insurance, specifically Term Life, | | new ones rather than repairing them. |
| Lowell | | is arguably one of the best values in | | |
| Valdosta | | the entire financial services arena. | | Deductible: The portion of an insured |
| Savannah | | Where else can you go and get | | loss to be borne by the insured |
| Seattle | | hundreds of thousands of dollars in | | before he is entitled to recovery from |
| San Antonio | | protection for literally pennies per | | the insurer. |
| Glendale | | day? Rates for Term Life insurance | | |
| Macon | | remain at all-time lows, and now is the | | Valuation Clause: A clause stating the |
| Abilene | | time to lock in the best prices. | | value of items for insurance |
| Cincinnati | | | | purposes, making it a valued policy. |
| Boca Raton | | Individuals who have 30-year | | |
| Albany | | mortgages might want to consider a | | Insolvent Insurer: An insurer which is |
| Toledo | | 30-year term to ensure that the house | | unable to meet its financial |
| Columbia | | is protected throughout the period of | | obligations. |
| Austin | | the loan. | | |
| Lansing | | | | Policy Anniversary: The anniversary |
| Coral Springs | | The best time to switch policies is | | of the date of issue of a policy as |
| Delray Beach | | within one month of receiving your | | shown in the policy declarations. |
| Kingsport | | policy renewal from your current | | |
| South Bend | | insurer. You can typically cancel your | | Overlapping Insurance: Coverage |
| Rapid City | | policy without any fees or penalties if | | from two or more policies or insurers |
| Decatur | | you act within this time period. | | which duplicates coverage of certain |
| Williamsburg | | | | risks. |
