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| Independence | | Individuals who have 30-year | | Loss Adjustment Expense: The cost |
| Fredericksburg | | mortgages might want to consider a | | of adjusting losses, excluding the |
| Sacramento | | 30-year term to ensure that the house | | amount of the loss itself. |
| Indianapolis | | is protected throughout the period of | | |
| Grand Rapids | | the loan. | | Authorized Insurer: An insurer |
| Charleston | | | | authorized by the state to transact |
| Longwood | | Why not take advantage of current | | business in that state for specific |
| Pittsburgh | | low prices? Many auto insurance | | types of insurance. |
| Oakland | | consumers are becoming educated | | |
| San Francisco | | on other companies, plans, and rates | | Standard Industry Code (SIC): This is |
| Frederick | | that are available to them; ones that | | a coding system which assigns |
| Olympia | | could afford them significant savings | | separate codes for different types of |
| San Diego | | on their auto insurance. | | industries. |