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| Yonkers | | Life insurance, specifically Term Life, | | Independent Contractor: One who |
| Naples | | is arguably one of the best values in | | agrees to perform according to a |
| Washington | | the entire financial services arena. | | contract and who is not an employee. |
| Sumter | | Where else can you go and get | | |
| West Palm Beach | | hundreds of thousands of dollars in | | Amendment: A formal document |
| Oceanside | | protection for literally pennies per | | which corrects or revises an |
| Longmont | | day? Rates for Term Life insurance | | insurance master policy. |
| Valdosta | | remain at all-time lows, and now is the | | |
| Lancaster | | time to lock in the best prices. | | Countersignature: The signature of a |
| Orlando | | | | licensed agent or representative on a |
| Columbus | | If you decide to cancel your policy | | policy. |
| Orlando | | (after acquiring new coverage) | | |
| Wilmington | | outside of the 30-day period, you may | | Net Interest Earned: The average |
| Greeley | | have to pay a fee or penalty. | | interest earned by an insurer on its |
| Sunnyvale | | However, you may still save money | | investments after investment expense |
| Silver Spring | | after paying the fee if your new policy | | but before federal income taxes. |
| Schaumburg | | affords you significant savings. So | | |
| Honolulu | | while it is best to wait until your | | Cut Rate: This term generally applies |
| Louisville | | receive your renewal notice, you CAN | | to insurance companies who charge |
| Ocala | | cancel your policy at any time. | | premiums below a normal or average |
| Owensboro | | | | rate. |
| Fort Wayne | | At InsWeb, you can compare free | | |
| Saginaw | | online insurance quotes from many of | | Endorsement: A written or printed form |
| Dayton | | the nations leading insurance | | attached to the policy which alters |
| Jackson | | companies. | | provisions of the contract. |
