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| Cedar Rapids | | People who are trying to quit | | Insolvent Insurer: An insurer which is |
| Cookeville | | smoking, for example, might be best | | unable to meet its financial |
| Edmond | | suited purchasing a shorter term (and | | obligations. |
| Houma | | then replacing it with a longer term | | |
| Toledo | | policy when they qualify for | | Brokerage Department: A department |
| Williamsburg | | non-tobacco prices). | | of an insurer whose purpose is to |
| Phoenix | | | | deal with brokers in the placing of |
| Walnut Creek | | Healthy people have the best | | insurance. |
| Huntington | | mortality risks and thus are much | | |
| Inglewood | | cheaper for companies to insure. This | | Agency Contract (or Agreement): The |
| Jackson | | translates into lower rates for the | | document which establishes the legal |
| Hampton | | Super Preferred customer than | | relationship between an agent and an |
| Frederick | | someone with higher risk factors such | | insurer. |
| Costa Mesa | | as a heart condition, cancer or | | |
| Metairie | | diabetes. Conversely, if you were | | New For Old: Replacing old |
| Palo Alto | | unhealthy when you acquired your | | damaged parts or equipment with |
| Corpus Christi | | policy, and your health has now | | new ones rather than repairing them. |
| Spring Hill | | improved, it might be time to shop for | | |
| Davenport | | a new policy, as your rates are likely | | Theory of Probability: The |
| Longwood | | to be lower. | | mathematical principle upon which |
| Clearwater | | | | insurance is based. |
| Minneapolis | | Individuals who have 30-year | | |
| Charleston | | mortgages might want to consider a | | Absolute Assignment: Assignment by |
| Lake Worth | | 30-year term to ensure that the house | | a policy owner of all control of and |
| Harrisburg | | is protected throughout the period of | | rights in the policy to a third party. |
| Arlington | | the loan. | | |
| Pasadena | | | | Malicious Mischief: Similar to |
| Cranston | | At InsWeb, you can compare free | | vandalism. Purposely damaging the |
| Pembroke Pines | | online insurance quotes from many of | | rights or property of another. |
| Bethlehem | | the nations leading insurance | | |
| Frederick | | companies. | | Capital Sum: The maximum lump sum |
| Fort Smith | | | | payable in the event of accidental |
| San Bernardino | | Shopping around is the best way to | | death or dismemberment. |
| Quincy | | save money on your insurance. | | |
