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| Pensacola | | People who are trying to quit | | Calendar Year Experience: This |
| Fall River | | smoking, for example, might be best | | measures the premiums and losses |
| Reading | | suited purchasing a shorter term (and | | entered on accounting records during |
| Indianapolis | | then replacing it with a longer term | | the 12-month calendar. |
| Hattiesburg | | policy when they qualify for | | |
| Lima | | non-tobacco prices). | | Producer: A term applied to an agent, |
| Gainesville | | | | solicitor or other person who sells |
| Greenville | | Shopping around is the best way to | | insurance. |
| Lancaster | | save money on your insurance. | | |
| Hollywood | | | | Foreign Insurer: An insurer domiciled |
| Palo Alto | | Life insurance, specifically Term Life, | | in a state of the United States other |
| Goldsboro | | is arguably one of the best values in | | than the one in which the insured's |
| Springfield | | the entire financial services arena. | | insurance is written. |
| Metairie | | Where else can you go and get | | |
| Troy | | hundreds of thousands of dollars in | | Accident: An unplanned event, |
| Inglewood | | protection for literally pennies per | | unexpected and undesigned, which |
| Mesquite | | day? Rates for Term Life insurance | | occurs suddenly and at a definite |
| Beaumont | | remain at all-time lows, and now is the | | place. |
| Clinton Township | | time to lock in the best prices. | | |
| Cambridge | | | | Interstate Carrier: A transportation |
| Cypress | | Make sure you have a new policy in | | company which does business |
| Kansas City | | place before you cancel your old one | | across state lines. |
| Fullerton | | to avoid a lapse in coverage. This will | | |
| New Orleans | | also prevent having to figure out the | | Premium Receipt: The receipt given |
| Palm Harbor | | amount of any unused premium that is | | a policy owner for the payment of a |
| Westbury | | due to you from your old insurance | | premium. |
| Toms River | | company, or having to spar with your | | |
| Joliet | | agent about exactly when your policy | | Loss Frequency: The number of times |
| Belleville | | was cancelled and how much they | | a loss occurs over a specific period |
| Buffalo | | owe you. | | of time. |
