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| Longview | | Why not take advantage of current | | Index Bureau Experience: A measure |
| Killeen | | low prices? Many auto insurance | | of losses relating to claims reported |
| Corona | | consumers are becoming educated | | through a claim office during a |
| Kansas City | | on other companies, plans, and rates | | 12-month period. |
| Decatur | | that are available to them; ones that | | |
| Lake Charles | | could afford them significant savings | | Agency: An insurance sales office |
| Irvine | | on their auto insurance. | | which is directed by a agent, |
| Zanesville | | | | manager, independent agent, or |
| Portsmouth | | The quickest and easiest way to | | company manager. |
| Las Cruces | | shop for new insurance is by | | |
| Tucson | | comparing rates at InsWebs online | | Underwriters Laboratories, Inc. (UL): A |
| Saginaw | | marketplace. If you do it the | | testing laboratory for manufactured |
| Hot Springs | | old-fashioned way (by calling or | | items to determine their safety |
| West Chester | | visiting multiple agents or insurance | | propensities. |
| Waterloo | | companies) it could take up a huge | | |
| Springfield | | chunk of your time, which no one | | Endorsement: A written or printed form |
| Portland | | wants or needs. By completing | | attached to the policy which alters |
| Downey | | InsWebs online application, you will | | provisions of the contract. |
| Allentown | | have rates to compare to your old | | |
| Chandler | | ones within minutes! | | Approved: The condition which exists |
| Allentown | | | | when the person or object to be |
| Cleveland | | The best time to switch policies is | | insured meets the underwriting |
| High Point | | within one month of receiving your | | standards of the insurer. |
| Mesa | | policy renewal from your current | | |
| Santa Ana | | insurer. You can typically cancel your | | Notice of Cancellation: Written notice |
| Saginaw | | policy without any fees or penalties if | | by an insurer of intent to cancel |
| Anaheim | | you act within this time period. | | insurance, or written notice by an |
| Scottsdale | | | | insured requesting cancellation. |
| Salem | | At InsWeb, you can compare free | | |
| Phoenix | | online insurance quotes from many of | | Single Limit: Any insurance coverage |
| Charleston | | the nations leading insurance | | which is expressed as a single |
| Lakewood | | companies. | | amount of insurance, or a single limit |
| Salem | | | | of liability. Contrast with Split Limit. |
| Silver Spring | | Make sure you have a new policy in | | |
| Texarkana | | place before you cancel your old one | | |
| Glendale | | to avoid a lapse in coverage. This will | | |
| Gainesville | | also prevent having to figure out the | | |
| Acworth | | amount of any unused premium that is | | |
| Providence | | due to you from your old insurance | | |
| Roanoke | | company, or having to spar with your | | |
| Mobile | | agent about exactly when your policy | | |
| Independence | | was cancelled and how much they | | |
| Tuscaloosa | | owe you. | | |
