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| Monroe | | Why not take advantage of current | | Partnership Entity: The partnership |
| Cypress | | low prices? Many auto insurance | | considered as an entity and not in |
| Oceanside | | consumers are becoming educated | | terms of its individual part-owners. |
| Cedar Rapids | | on other companies, plans, and rates | | |
| Santa Rosa | | that are available to them; ones that | | Building Code: This refers to |
| Stamford | | could afford them significant savings | | municipal or other governmental |
| Birmingham | | on their auto insurance. | | ordinances regulating the type of |
| Owensboro | | | | construction of buildings within its |
| South Bend | | Healthy people have the best | | jurisdiction. |
| Thousand Oaks | | mortality risks and thus are much | | |
| Duluth | | cheaper for companies to insure. This | | Insurance to Value: Insurance written |
| Indianapolis | | translates into lower rates for the | | in an amount approximating the value |
| Boynton Beach | | Super Preferred customer than | | of the property insured. |
| Springfield | | someone with higher risk factors such | | |
| Sterling Heights | | as a heart condition, cancer or | | Policy Anniversary: The anniversary |
| Columbus | | diabetes. Conversely, if you were | | of the date of issue of a policy as |
| Duluth | | unhealthy when you acquired your | | shown in the policy declarations. |
| Rapid City | | policy, and your health has now | | |
| Texarkana | | improved, it might be time to shop for | | Standard Industry Code (SIC): This is |
| Long Island City | | a new policy, as your rates are likely | | a coding system which assigns |
| Long Island City | | to be lower. | | separate codes for different types of |
| Dallas | | | | industries. |
| Springfield | | People who are trying to quit | | |
| Costa Mesa | | smoking, for example, might be best | | Amendment: A formal document |
| Columbia | | suited purchasing a shorter term (and | | which corrects or revises an |
| Livonia | | then replacing it with a longer term | | insurance master policy. |
| Lexington | | policy when they qualify for | | |
| Henderson | | non-tobacco prices). | | Accident: An unplanned event, |
| Boynton Beach | | | | unexpected and undesigned, which |
| Manchester | | If you decide to cancel your policy | | occurs suddenly and at a definite |
| Las Vegas | | (after acquiring new coverage) | | place. |
| Nashville | | outside of the 30-day period, you may | | |
| Minneapolis | | have to pay a fee or penalty. | | Brokerage Business: Business |
| North Hollywood | | However, you may still save money | | offered to an insurer by a broker. This |
| Olympia | | after paying the fee if your new policy | | is sometimes called excess or |
| Sarasota | | affords you significant savings. So | | surplus business. |
| Long Island City | | while it is best to wait until your | | |
| Ocala | | receive your renewal notice, you CAN | | |
| Alpharetta | | cancel your policy at any time. | | |
