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| Florence | | Shopping around is the best way to | | Insolvent Insurer: An insurer which is |
| Trenton | | save money on your insurance. | | unable to meet its financial |
| Athens | | | | obligations. |
| Chula Vista | | Make sure you have a new policy in | | |
| Waco | | place before you cancel your old one | | New For Old: Replacing old |
| Naples | | to avoid a lapse in coverage. This will | | damaged parts or equipment with |
| Longmont | | also prevent having to figure out the | | new ones rather than repairing them. |
| Lawton | | amount of any unused premium that is | | |
| Montgomery | | due to you from your old insurance | | Producer: A term applied to an agent, |
| Stockbridge | | company, or having to spar with your | | solicitor or other person who sells |
| Staten Island | | agent about exactly when your policy | | insurance. |
| Troy | | was cancelled and how much they | | |
| Thousand Oaks | | owe you. | | Valuation Clause: A clause stating the |
| Nashua | | | | value of items for insurance |
| Malden | | The quickest and easiest way to | | purposes, making it a valued policy. |
| Pasadena | | shop for new insurance is by | | |
| Jacksonville | | comparing rates at InsWebs online | | License: A certification of authority for |
| Cambridge | | marketplace. If you do it the | | an agent or insurer to operate, given |
| Quincy | | old-fashioned way (by calling or | | by the appropriate jurisdiction. |
| Irvine | | visiting multiple agents or insurance | | |
| Fort Smith | | companies) it could take up a huge | | Agency Contract (or Agreement): The |
| Asheville | | chunk of your time, which no one | | document which establishes the legal |
| Corona | | wants or needs. By completing | | relationship between an agent and an |
| Saginaw | | InsWebs online application, you will | | insurer. |
| Rochester | | have rates to compare to your old | | |
| Denton | | ones within minutes! | | Flat Cancellation: A policy which is |
| Kansas City | | | | cancelled upon its effective date. |
| Dayton | | Why not take advantage of current | | Usually under a flat cancellation no |
| Lafayette | | low prices? Many auto insurance | | premium charge is made. |
| Green Bay | | consumers are becoming educated | | |
| Bayside | | on other companies, plans, and rates | | Broker of Record: A broker who has |
| Longview | | that are available to them; ones that | | been designated to handle certain |
| Midland | | could afford them significant savings | | insurance contracts for the |
| Council Bluffs | | on their auto insurance. | | policyholder. |
