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| New Port Richey | | The best time to switch policies is | | Flat Cancellation: A policy which is |
| Portland | | within one month of receiving your | | cancelled upon its effective date. |
| Palo Alto | | policy renewal from your current | | Usually under a flat cancellation no |
| Pensacola | | insurer. You can typically cancel your | | premium charge is made. |
| Killeen | | policy without any fees or penalties if | | |
| Hollywood | | you act within this time period. | | Losses Outstanding: A summary |
| Portland | | | | statement prepared by Property, Life, |
| Elkhart | | Everyone has different needs, and | | and Liability insurers showing claims |
| Reading | | not one size fits all when it comes to | | not yet settled. |
| Harlingen | | term life insurance. While it may make | | |
| Nashville | | sense for people in their 30s and 40s | | Premises: The particular location of |
| Madison | | to secure a 20-year term length, a | | property or a portion thereof as |
| Littleton | | 10-year term might be more | | designated in a policy. |
| Raleigh | | appropriate for someone nearing | | |
| El Paso | | retirement. | | Will Ride: Coverage that remains in |
| Evanston | | | | effect regardless of the geographical |
| Chattanooga | | People who are trying to quit | | location in which a loss occurs. |
| Bakersfield | | smoking, for example, might be best | | |
| Alexandria | | suited purchasing a shorter term (and | | Monoline Policy: Any insurance |
| Boston | | then replacing it with a longer term | | coverage written as a single line |
| Southfield | | policy when they qualify for | | policy. Contrast with Multiple Line or |
| Spokane | | non-tobacco prices). | | Package policy. |
