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| Santa Rosa | | Healthy people have the best | | Single Limit: Any insurance coverage |
| Williamsburg | | mortality risks and thus are much | | which is expressed as a single |
| Lancaster | | cheaper for companies to insure. This | | amount of insurance, or a single limit |
| Cherry Hill | | translates into lower rates for the | | of liability. Contrast with Split Limit. |
| Jacksonville | | Super Preferred customer than | | |
| Wilmington | | someone with higher risk factors such | | Provisions: Statements contained in |
| Huntington Beach | | as a heart condition, cancer or | | an insurance policy which explain the |
| Goldsboro | | diabetes. Conversely, if you were | | benefits, conditions and other |
| San Francisco | | unhealthy when you acquired your | | features of the insurance contract. |
| Williamsport | | policy, and your health has now | | |
| Berkeley | | improved, it might be time to shop for | | Captive Agent: One who sells |
| Denton | | a new policy, as your rates are likely | | insurance for only one company as |
| Davenport | | to be lower. | | opposed to an agent who represents |
| Metairie | | | | several companies. |
| Goldsboro | | The quickest and easiest way to | | |
| Alameda | | shop for new insurance is by | | We/Us/Our: These words are used to |
| Las Cruces | | comparing rates at InsWebs online | | refer to the insurer in many of the |
| Green Bay | | marketplace. If you do it the | | modernized/personalized policy |
| Toledo | | old-fashioned way (by calling or | | forms recently introduced. |
| Rochester | | visiting multiple agents or insurance | | |
| Brooklyn | | companies) it could take up a huge | | Tickler: A reminder system used to |
| Fayetteville | | chunk of your time, which no one | | call an individual's attention to actions |
| Tacoma | | wants or needs. By completing | | that must be taken at a future point in |
| Carlsbad | | InsWebs online application, you will | | time. |
| Killeen | | have rates to compare to your old | | |
| Athens | | ones within minutes! | | Fiduciary: A person holding the funds |
| Newark | | | | or property of another in a position of |
| El Cajon | | Individuals who have 30-year | | trust. An example would be the |
| Englewood | | mortgages might want to consider a | | executor of an estate. |
| Schaumburg | | 30-year term to ensure that the house | | |
| Newburgh | | is protected throughout the period of | | Earned Income: The money |
| Trenton | | the loan. | | individuals earn as a result of working |
| Torrance | | | | at some job or occupation for which |
| Hampton | | The best time to switch policies is | | they are paid a salary. |
| Oklahoma City | | within one month of receiving your | | |
| Chandler | | policy renewal from your current | | |
| Omaha | | insurer. You can typically cancel your | | |
| Lake Charles | | policy without any fees or penalties if | | |
| Fort Smith | | you act within this time period. | | |
