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| Orange Park | | Why not take advantage of current | | New For Old: Replacing old |
| Berkeley | | low prices? Many auto insurance | | damaged parts or equipment with |
| West Palm Beach | | consumers are becoming educated | | new ones rather than repairing them. |
| Fort Worth | | on other companies, plans, and rates | | |
| Reno | | that are available to them; ones that | | Commingling: An illegal practice |
| Carlsbad | | could afford them significant savings | | which occurs when an agent mixes |
| Cookeville | | on their auto insurance. | | personal funds with the insured's or |
| Rockville | | | | insurer's funds. |
| Muncie | | If you have noticed that your auto | | |
| Panama City | | insurance rates are still increasing | | Liabilities: Money owed or expected |
| Durham | | with each renewal, or even have not | | to be owed. Insurance company |
| Evanston | | gone down even though you have a | | financial statements, for instance, |
| Ogden | | great driving record, this lower pricing | | show assets and liabilities. |
| Overland Park | | trend makes it more important then | | |
| Anderson | | ever that you shop around for auto | | Accidental Bodily Injury: An injury |
| Bay City | | insurance. | | sustained accidentally. Only the result |
| Union | | | | need be accidental. Contrast with |
| Harlingen | | The quickest and easiest way to | | Accidental Means. |
| Columbia | | shop for new insurance is by | | |
| Bradenton | | comparing rates at InsWebs online | | Adjustment Bureau: A firm organized |
| Bay City | | marketplace. If you do it the | | to provide adjustment services to |
| Bradenton | | old-fashioned way (by calling or | | insurers not wishing to create their |
| Greensboro | | visiting multiple agents or insurance | | own claims division. |
| Lincoln | | companies) it could take up a huge | | |
| Las Cruces | | chunk of your time, which no one | | Notice To Company: Written notice to |
| Oxnard | | wants or needs. By completing | | an insurer of the occurrence of an |
| Sarasota | | InsWebs online application, you will | | event which a claim is to be based. |
| Hickory | | have rates to compare to your old | | |
| Tacoma | | ones within minutes! | | Operating Expense: The expense of |
| Southfield | | | | an insurer other than commissions |
| Stockbridge | | Individuals who have 30-year | | and taxes. Called " and Insurance |
| New Port Richey | | mortgages might want to consider a | | Expense" in the convention statement |
| Oklahoma City | | 30-year term to ensure that the house | | blank. |
| Chattanooga | | is protected throughout the period of | | |
| Lansing | | the loan. | | |