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| Albany | | Shopping around is the best way to | | Multi-Peril Policies: Policies which |
| Melbourne | | save money on your insurance. | | cover a number of perils, such as fire, |
| Syracuse | | | | burglary, and liability, in a single |
| Acworth | | We offer quotes for auto insurance, | | contract. |
| Lima | | life insurance, homeowners | | |
| Shreveport | | insurance, health insurance, term life | | Policy Anniversary: The anniversary |
| Palm Desert | | insurance and more. | | of the date of issue of a policy as |
| Dubuque | | | | shown in the policy declarations. |
| Stamford | | Why not take advantage of current | | |
| Costa Mesa | | low prices? Many auto insurance | | Renewal: The reestablishment of the |
| Reno | | consumers are becoming educated | | in-force status of a policy, the term of |
| Evansville | | on other companies, plans, and rates | | which has expired or will expire |
| Torrance | | that are available to them; ones that | | unless it is renewed. |
| Shreveport | | could afford them significant savings | | |
| Allentown | | on their auto insurance. | | Interline Endorsement: Commercial |
| Venice | | | | endorsements that apply, or could |
| Lansing | | Life insurance, specifically Term Life, | | apply, to more than one coverage |
| Lowell | | is arguably one of the best values in | | part of a package policy. |
| Manchester | | the entire financial services arena. | | |
| Pompano Beach | | Where else can you go and get | | Sherman Antitrust Act: An antitrust law |
| Palm Harbor | | hundreds of thousands of dollars in | | from which insurance is exempted to |
| Frederick | | protection for literally pennies per | | the extent that it is regulated by state |
| Daytona Beach | | day? Rates for Term Life insurance | | law. |
| Lawrenceville | | remain at all-time lows, and now is the | | |
| Hampton | | time to lock in the best prices. | | Preferred Risk: Any risk considered |
| Morristown | | | | to be better than the standard risk on |
| Longview | | While some companies raise their | | which the premium rate was |
| Lafayette | | prices based on your actual age, | | calculated. |
| York | | most companies increase the price of | | |
| Fremont | | their policies six months before your | | Mutualization: The process of |
| Newport News | | birthday. Its a term called Age | | converting a stock insurer to a mutual |
| St. Louis | | Nearest in the industry, and that | | insurer, accomplished by having the |
| Jackson | | half-year price increase could really | | insurer buy stock and retire it. |
| Lexington | | add up over a 20-year term policy. As | | |
| Bradenton | | above, the quicker you purchase your | | |
| Des Moines | | policy the better. | | |
