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| Marietta | | Healthy people have the best | | Inspection: Independent checking on |
| Anderson | | mortality risks and thus are much | | facts about an applicant, |
| Turlock | | cheaper for companies to insure. This | | policyholder, or claimant, usually by a |
| Asheville | | translates into lower rates for the | | commercial inspection agency. |
| Corona | | Super Preferred customer than | | |
| Little Rock | | someone with higher risk factors such | | United States Aircraft Insurance |
| Roanoke | | as a heart condition, cancer or | | Group: A group of insurers providing |
| Lancaster | | diabetes. Conversely, if you were | | facilities for all forms of Aviation |
| Columbus | | unhealthy when you acquired your | | Insurance. |
| St. Louis | | policy, and your health has now | | |
| Bayside | | improved, it might be time to shop for | | Brick Veneer Construction: Refers to |
| Bellevue | | a new policy, as your rates are likely | | a building where the outside walls are |
| Canton | | to be lower. | | constructed of wood with a facing of a |
| Panama City | | | | single layer of brick. |
| Cherry Hill | | If you decide to cancel your policy | | |
| Abilene | | (after acquiring new coverage) | | FICA. Federal Insurance Contributions |
| Tulsa | | outside of the 30-day period, you may | | Act: A law imposing a payroll tax to |
| Chesapeake | | have to pay a fee or penalty. | | assist in funding Social Security |
| Killeen | | However, you may still save money | | benefits. |
| Salem | | after paying the fee if your new policy | | |
| Littleton | | affords you significant savings. So | | Sole Proprietorship: A business |
| Joliet | | while it is best to wait until your | | enterprise owned by one person who |
| Houma | | receive your renewal notice, you CAN | | is its manager and employee. |
| Columbus | | cancel your policy at any time. | | |
| Texarkana | | | | Professional Insurance Agents |
| Morristown | | Make sure you have a new policy in | | Association: A trade association of |
| Atlanta | | place before you cancel your old one | | mutual insurance agents. |
| Oakland | | to avoid a lapse in coverage. This will | | |
| Allentown | | also prevent having to figure out the | | Cash Flow Underwriting: The use of |
| Chattanooga | | amount of any unused premium that is | | rating and premium collection |
| Montgomery | | due to you from your old insurance | | techniques by insurance companies |
| Springfield | | company, or having to spar with your | | to maximize interest earnings on |
| Boulder | | agent about exactly when your policy | | premiums. |
| Hot Springs | | was cancelled and how much they | | |
| Inglewood | | owe you. | | |
