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| Bethlehem | | If you decide to cancel your policy | | Brokerage Department: A department |
| St. Paul | | (after acquiring new coverage) | | of an insurer whose purpose is to |
| Jasper | | outside of the 30-day period, you may | | deal with brokers in the placing of |
| Jacksonville | | have to pay a fee or penalty. | | insurance. |
| Norfolk | | However, you may still save money | | |
| Springfield | | after paying the fee if your new policy | | Notice To Company: Written notice to |
| Augusta | | affords you significant savings. So | | an insurer of the occurrence of an |
| Independence | | while it is best to wait until your | | event which a claim is to be based. |
| Schaumburg | | receive your renewal notice, you CAN | | |
| Plano | | cancel your policy at any time. | | Absolute Assignment: Assignment by |
| Scottsdale | | | | a policy owner of all control of and |
| Winter Park | | The quickest and easiest way to | | rights in the policy to a third party. |
| Aurora | | shop for new insurance is by | | |
| Raleigh | | comparing rates at InsWebs online | | Public Adjuster: An insurance adjuster |
| Warwick | | marketplace. If you do it the | | who represents an insured on a fee |
| Kansas City | | old-fashioned way (by calling or | | basis in claims settlement. Contrast |
| Mesquite | | visiting multiple agents or insurance | | with Independent Adjuster. |
| Yonkers | | companies) it could take up a huge | | |
| Florence | | chunk of your time, which no one | | Overlapping Insurance: Coverage |
| Turlock | | wants or needs. By completing | | from two or more policies or insurers |
| Marietta | | InsWebs online application, you will | | which duplicates coverage of certain |
| Rochester | | have rates to compare to your old | | risks. |
| Mansfield | | ones within minutes! | | |
| Memphis | | | | Will Ride: Coverage that remains in |
| Mesa | | Everyone has different needs, and | | effect regardless of the geographical |
| Acworth | | not one size fits all when it comes to | | location in which a loss occurs. |
| Palm Desert | | term life insurance. While it may make | | |
| Decatur | | sense for people in their 30s and 40s | | Flat Cancellation: A policy which is |
| Birmingham | | to secure a 20-year term length, a | | cancelled upon its effective date. |
| Kingsport | | 10-year term might be more | | Usually under a flat cancellation no |
| Lakewood | | appropriate for someone nearing | | premium charge is made. |
| Wichita Falls | | retirement. | | |
| Columbus | | | | First Party Insurance: Insurance which |
| Frederick | | At InsWeb, you can compare free | | applies to coverage for the insured's |
| Palm Desert | | online insurance quotes from many of | | own property or person. Contrast with |
| Santa Rosa | | the nations leading insurance | | Third Party Insurance. |
| Cranston | | companies. | | |
