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| Spartanburg | | We offer quotes for auto insurance, | | Gain and Loss Exhibit: The portion of |
| Franklin | | life insurance, homeowners | | the convention blank which |
| Chula Vista | | insurance, health insurance, term life | | represents an analysis of gains, |
| Kansas City | | insurance and more. | | losses, and surplus during an |
| Clearwater | | | | accounting period. |
| Newport News | | Individuals who have 30-year | | |
| Winter Haven | | mortgages might want to consider a | | Claim Expense: The expense of |
| Fort Wayne | | 30-year term to ensure that the house | | adjusting a claim, such as |
| Scranton | | is protected throughout the period of | | investigation and attorneys' fees. It |
| Greeley | | the loan. | | does not include the cost of the claim |
| Spartanburg | | | | itself. |
| Council Bluffs | | While some companies raise their | | |
| Winter Park | | prices based on your actual age, | | Retail Credit Company: The former |
| Zanesville | | most companies increase the price of | | name of Equifax, a credit reporting |
| Houston | | their policies six months before your | | organization. See Equifax. |
| Memphis | | birthday. Its a term called Age | | |
| Brooklyn | | Nearest in the industry, and that | | Replacement: A new policy written to |
| Decatur | | half-year price increase could really | | take the place of one currently in force. |
| Biloxi | | add up over a 20-year term policy. As | | |
| Newport Beach | | above, the quicker you purchase your | | Nonassignable: A policy that the |
| Huntsville | | policy the better. | | owner cannot assign to a third party. |
| Billings | | | | Most policies are nonassignable |
| Saginaw | | Why not take advantage of current | | unless approval is given by the |
| Bronx | | low prices? Many auto insurance | | insurer. |
| Columbia | | consumers are becoming educated | | |
| Washington | | on other companies, plans, and rates | | Adjustment Bureau: A firm organized |
| Columbus | | that are available to them; ones that | | to provide adjustment services to |
| Anderson | | could afford them significant savings | | insurers not wishing to create their |
| Phoenix | | on their auto insurance. | | own claims division. |
